2025 Overview
General Credit Union Information
Avista Corp. is an NCUA insured institution located in Spokane, WA. It was founded in 1934 and has approximately $65 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68284 |
| Date Established | 1934 |
| Assets | $65.00 million |
| Loans | $41.10 million |
| Deposits | $51.87 million |
| Capital | $12.98 million |
Field of Membership Restrictions
Membership in Avista Corp. Credit Union is open to the employees of the Avista Corporation and their subsidiaries.
Deposit Rates - January 26, 2025
Your Current Location: Washington, WA 98109
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.65% | $5 | $4,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.75% | $5 | - |
Learn More
|
Loan Rates - January 26, 2025
Your Current Location: Washington, WA 98109
There are currently no loan rates available for Avista Corp.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Washington 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.620% | 6.500% | 0.75 | $4,000 | $2,023 | Learn More |
NMLS ID: 118653 License#: CL-118653 |
6.718% | 6.624% | 1.00 | $3,110 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.860% | 6.750% | 0.88 | $3,618 | $2,076 | Learn More |
NMLS ID: 6606 |
6.965% | 6.875% | 0.88 | $2,931 | $2,103 | Learn More |
Featured - Washington Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Note to Avista Corp.
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Branches
Below are Avista Corp. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Avista Corp. Locations around zip code 98109
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 262.77 | A | View Lobby Hours |
Climate Policy and Initiatives
AVISTA CORP. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Avista Corp. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Avista Corp.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Avista Corp. | U.S. Average |
|---|---|
| 0.51% | 5.69 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2024, Avista Corp. had $66,655 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,975,634 in net worth and $39,483 in loans loss reserves. That gives it a Texas Ratio of 0.51%.
Net Worth
| Avista Corp. | U.S. Average |
|---|---|
| 19.96% | 14.16% |
Avista Corp. FCU has a net worth of 19.96% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Avista Corp.
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