4019 Hamilton Ave
Cincinnati, OH 45223
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B & O is an NCUA insured institution located in Cincinnati, OH. It was founded in 1961 and has approximately $4.08 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14174 |
| Date Established | 1961 |
| Assets | $4.08 million |
| Loans | $1.39 million |
| Deposits | $2.81 million |
| Capital | $1.25 million |
Your Current Location: Arizona, AZ 85001
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Your Current Location: Arizona, AZ 85001
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Below are B & O branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
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Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|
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The following ratios and data are available to help you better understand the financial condition of B & O. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| B & O | U.S. Average |
|---|---|
| 2.03% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, B & O had $27,650 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,254,146 in net worth and $108,089 in loans loss reserves. That gives it a Texas Ratio of 2.03%.
| B & O | U.S. Average |
|---|---|
| 30.75% | 14.48% |
B & O FCU has a net worth of 30.75% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 8, 2026
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