BARAGA COUNTY

Headquarters

PO BOX 38
Lanse, MI 49946
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.91% →
1-Year CD 0.55% 0.85% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.26% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Baraga County is an NCUA insured institution located in Lanse, MI. It was founded in 1952 and has approximately $42.6 millions in assets.

NCUA Insured Yes
Charter Number # # 7672
Date Established 1952
Assets $42.60 million
Loans $12.66 million
Deposits $37.94 million
Capital $3.78 million
 

Field of Membership Restrictions

Membership is open to those working or living in Baraga County in Michigan.

Deposit Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.16% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.26% $10,000 $14,999 Learn More
48 Mo CD
1.26% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BARAGA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BARAGA COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baraga County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Baraga County Locations


Financial Details

Baraga County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baraga County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baraga County U.S. Average
4.71% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Baraga County had $184,165 in non-current loans and $1,449 in owned assets. To cover these potential losses it had $3,781,546 in net worth and $160,540 in loans loss reserves. That gives it a Texas Ratio of 4.71%.

Net Worth
Baraga County U.S. Average
9.16% 13.61%

Baraga County FCU has a net worth of 9.16% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baraga County

Branches and Savings

What is Baraga County?

A federal credit union, registered with the NCUA under certificate #7672.
Learn more about credit unions here.

Is Baraga County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Baraga County?

Please see Field of Membership information above for information on who is eligible to join.

What are Baraga County's share account and share certificate rates?

Baraga County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baraga County?

Baraga County has total capital of $3.78 million. Full information on Baraga County's financial position is located above.

Who owns Baraga County?

Credit Unions are owned by their members.

Where are Baraga County branches located?

See branch locations nearby.

Are Baraga County ATMs Open 24/7?

Do Baraga County ATMs accept cash deposits?

Can Baraga County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baraga County have a mobile app?

Does Baraga County have mobile deposit?

Does Baraga County have quick pay?

How can Baraga County transfer money to other banks or credit unions?

Does Baraga County report to credit bureaus?

Does Baraga County use Chexsystems?

Does Baraga County use Equifax?

What is Baraga County's toll free phone number?

What is Baraga County's ACH Routing Number?

What is Baraga County's SWIFT code?

Where can I find Baraga County's wire transfer form?

What is the Baraga County address for deposits?

What Products Does Baraga County Offer

Does Baraga County offer mortgages?

Compare mortgage rates here.

Does Baraga County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baraga County offer auto and RV loans?

Compare auto loan rates here.

Does Baraga County offer student loans or personal loans?

Compare personal loan rates here.

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