340 N Milwaukee Ave
Vernon Hills, IL 60061

Phone: 1-800-388-7000


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68187
Date Established 1980
Assets $3,172.58 million
Loans $2,892.43 million
Deposits $2,739.62 million
Capital $307.96 million

Baxter is an NCUA insured institution located in Vernon Hills, IL. It was founded in 1980 and has approximately $3172.58 millions in assets.

Who can join

A person seeking BCU membership must also meet at least one of the following criteria:

1. Company: Employed by one of the many listed companies offering BCU as a valuable employee benefit. Individuals may include permanent, temporary or contract employees.
(List can be accessed through application process)

2. Community Charter: Lives or works in one of six community charter
counties: Lake County, Illinois, McHenry County, Illinois, DuPage County,
Illinois, Kane County, Illinois and Cook County, north of Rt. 58 in Illinois,
Kenosha County in Wisconsin, also the Village of Schaumburg, Illinois.

3. Family Members: Membership eligibility includes ALL family members
related by blood or marriage or foster and adopted children. Family members eligible for BCU membership include: parents, children, brother, sister, husband, wife, cousins, grandchildren, grandparents, aunts, uncles, nieces, and nephews.

Field of Membership Restrictions

Membership in Baxter Credit Union is open to the following: (1) those who live or work in McHenry, Lake, Kane, DuPage, or Cook County north of 95th Street South in Chicago; (2) those who live or work in Kenosha County in Wisconsin; (3) employees of Boston Scientific, Centegra Health Care, Rust-Oleum Corporation and other area Select Employer Groups.

Deposit Rates - February 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $99,999 Learn MoreShow Less
Fixed IRA
1.30% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
2.60% $500 - Learn MoreShow Less
Special: 65 Mo FIRA
2.90% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.85% $500 - Learn MoreShow Less
6 Mo CD
0.95% $500 - Learn MoreShow Less
Special: 11 Mo CD
2.60% $500 - Learn MoreShow Less
12 Mo CD
1.30% $500 - Learn MoreShow Less
Special: 18 Mo CD
2.60% $500 - Learn MoreShow Less
18 Mo CD
2.60% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
36 Mo CD
1.85% $500 - Learn MoreShow Less
48 Mo CD
2.05% $500 - Learn MoreShow Less
60 Mo CD
2.30% $500 - Learn MoreShow Less
Special: 65 Mo CD
2.90% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 $999 Learn MoreShow Less
Checking Rates APY MIN FEE
PowerPlus Checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - February 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAXTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info

Note to BAXTER
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Baxter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Baxter Locations

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Financial Details

Baxter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baxter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baxter U.S. Average
4.94% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Baxter had $16,080,708 in non-current loans and $98,438 in owned assets. To cover these potential losses it had $307,964,716 in net worth and $19,725,262 in loans loss reserves. That gives it a Texas Ratio of 4.94%.

Net Worth
Baxter U.S. Average
10.23% 13.21%

Baxter FCU has a net worth of 10.23% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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