Baxter Credit Union
340 N Milwaukee Ave
Vernon Hills, IL 60061
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Phone 1-800-388-7000
2022 Overview
General Credit Union Information
Baxter is an NCUA insured institution located in Vernon Hills, IL. It was founded in 1980 and has approximately $5072.22 millions in assets.
Who can join
A person seeking BCU membership must also meet at least one of the following criteria:
1. Company: Employed by one of the many listed companies offering BCU as a valuable employee benefit. Individuals may include permanent, temporary or contract employees.
(List can be accessed through application process)
2. Community Charter: Lives or works in one of six community charter
counties: Lake County, Illinois, McHenry County, Illinois, DuPage County,
Illinois, Kane County, Illinois and Cook County, north of Rt. 58 in Illinois,
Kenosha County in Wisconsin, also the Village of Schaumburg, Illinois.
3. Family Members: Membership eligibility includes ALL family members
related by blood or marriage or foster and adopted children. Family members eligible for BCU membership include: parents, children, brother, sister, husband, wife, cousins, grandchildren, grandparents, aunts, uncles, nieces, and nephews.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68187 |
| Date Established | 1980 |
| Assets | $5,072.22 million |
| Loans | $4,108.37 million |
| Deposits | $4,383.09 million |
| Capital | $488.85 million |
Field of Membership Restrictions
Deposit Rates - May 17, 2022
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| PowerPlus Checking | 2.00% | $0 | $0.00 | Learn More |
Loan Rates - May 17, 2022
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for BAXTER
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 503941 |
5.260% | 5.175% | 1.00 | $2,395 | $1,369 | Learn More |
NMLS ID: 3030 |
5.876% | 5.750% | 0.88 | $3,438 | $1,459 | Learn More |
NMLS ID: 330511 |
5.208% | 5.125% | 1.00 | $2,345 | $1,362 | Learn More |
NMLS ID: 424182 |
5.040% | 4.990% | 0.63 | $1,430 | $1,341 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 3.490 % After Intro: 4.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to BAXTER
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Baxter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
BAXTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Baxter Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Baxter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Baxter | U.S. Average |
|---|---|
| 3.43% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Baxter had $17,928,046 in non-current loans and $49,700 in owned assets. To cover these potential losses it had $488,847,649 in net worth and $35,917,564 in loans loss reserves. That gives it a Texas Ratio of 3.43%.
Net Worth
| Baxter | U.S. Average |
|---|---|
| 9.82% | 12.36% |
Baxter FCU has a net worth of 9.82% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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