340 N Milwaukee Ave
Vernon Hills, IL 60061
See all branch locations →

Phone 1-800-388-7000

Notable Rates APY Vs.Others
Savings 0.01% 0.85% →
1-Year CD 0.55% 0.80% →
2-Year CD 0.55% 0.80% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Baxter is an NCUA insured institution located in Vernon Hills, IL. It was founded in 1980 and has approximately $4972.78 millions in assets.

Who can join

A person seeking BCU membership must also meet at least one of the following criteria:

1. Company: Employed by one of the many listed companies offering BCU as a valuable employee benefit. Individuals may include permanent, temporary or contract employees.
(List can be accessed through application process)

2. Community Charter: Lives or works in one of six community charter
counties: Lake County, Illinois, McHenry County, Illinois, DuPage County,
Illinois, Kane County, Illinois and Cook County, north of Rt. 58 in Illinois,
Kenosha County in Wisconsin, also the Village of Schaumburg, Illinois.

3. Family Members: Membership eligibility includes ALL family members
related by blood or marriage or foster and adopted children. Family members eligible for BCU membership include: parents, children, brother, sister, husband, wife, cousins, grandchildren, grandparents, aunts, uncles, nieces, and nephews.

NCUA Insured Yes / State-Chartered
Charter Number # # 68187
Date Established 1980
Assets $4,972.78 million
Loans $3,856.02 million
Deposits $4,295.73 million
Capital $439.53 million

Field of Membership Restrictions

Membership in Baxter Credit Union is open to the following: (1) those who live or work in McHenry, Lake, Kane, DuPage, or Cook County north of 95th Street South in Chicago; (2) those who live or work in Kenosha County in Wisconsin; (3) employees of Boston Scientific, Centegra Health Care, Rust-Oleum Corporation and other area Select Employer Groups.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
PowerPlus Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BAXTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.177% 3.125% 0.63 $1,645 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to BAXTER
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Baxter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Baxter Locations

Financial Details

Baxter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baxter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baxter U.S. Average
2.87% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Baxter had $13,604,559 in non-current loans and $60,663 in owned assets. To cover these potential losses it had $439,533,410 in net worth and $36,276,781 in loans loss reserves. That gives it a Texas Ratio of 2.87%.

Net Worth
Baxter U.S. Average
9.67% 12.20%

Baxter FCU has a net worth of 9.67% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baxter

Branches and Savings

What is Baxter?

A credit union, registered with the NCUA under certificate #68187.
Learn more about credit unions here.

Is Baxter FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Baxter is insured by the NCUA.

Who can join Baxter?

Please see Field of Membership information above for information on who is eligible to join.

What are Baxter's share account and share certificate rates?

Baxter's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baxter?

Baxter has total capital of $439.53 million. Full information on Baxter's financial position is located above.

Who owns Baxter?

Credit Unions are owned by their members.

Where are Baxter branches located?

See branch locations nearby.

Are Baxter ATMs Open 24/7?

Do Baxter ATMs accept cash deposits?

Can Baxter customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baxter have a mobile app?

Does Baxter have mobile deposit?

Does Baxter have quick pay?

How can Baxter transfer money to other banks or credit unions?

Does Baxter report to credit bureaus?

Does Baxter use Chexsystems?

Does Baxter use Equifax?

What is Baxter's toll free phone number?

What is Baxter's ACH Routing Number?

What is Baxter's SWIFT code?

Where can I find Baxter's wire transfer form?

What is the Baxter address for deposits?

What Products Does Baxter Offer

Does Baxter offer mortgages?

Compare mortgage rates here.

Does Baxter offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baxter offer auto and RV loans?

Compare auto loan rates here.

Does Baxter offer student loans or personal loans?

Compare personal loan rates here.

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