BAXTER

340 N Milwaukee Ave
Vernon Hills, IL 60061

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68187
Date Established 1980
Assets $3,172.58 million
Loans $2,892.43 million
Deposits $2,739.62 million
Capital $307.96 million

Baxter is an NCUA insured institution located in Vernon Hills, IL. It was founded in 1980 and has approximately $3172.58 millions in assets.

Who can join

A person seeking BCU membership must also meet at least one of the following criteria:

1. Company: Employed by one of the many listed companies offering BCU as a valuable employee benefit. Individuals may include permanent, temporary or contract employees.
(List can be accessed through application process)

2. Community Charter: Lives or works in one of six community charter
counties: Lake County, Illinois, McHenry County, Illinois, DuPage County,
Illinois, Kane County, Illinois and Cook County, north of Rt. 58 in Illinois,
Kenosha County in Wisconsin, also the Village of Schaumburg, Illinois.

3. Family Members: Membership eligibility includes ALL family members
related by blood or marriage or foster and adopted children. Family members eligible for BCU membership include: parents, children, brother, sister, husband, wife, cousins, grandchildren, grandparents, aunts, uncles, nieces, and nephews.

Field of Membership Restrictions

Membership in Baxter Credit Union is open to the following: (1) those who live or work in McHenry, Lake, Kane, DuPage, or Cook County north of 95th Street South in Chicago; (2) those who live or work in Kenosha County in Wisconsin; (3) employees of Boston Scientific, Centegra Health Care, Rust-Oleum Corporation and other area Select Employer Groups.

Deposit Rates - October 18, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.20% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
0.85% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $999 Learn MoreShow Less
Checking Rates APY MIN FEE
PowerPlus Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - October 18, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAXTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.625% 5.625% 0.00 $0 $1,440 Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to BAXTER
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Baxter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Baxter Locations

Financial Details

Baxter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baxter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baxter U.S. Average
4.94% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Baxter had $16,080,708 in non-current loans and $98,438 in owned assets. To cover these potential losses it had $307,964,716 in net worth and $19,725,262 in loans loss reserves. That gives it a Texas Ratio of 4.94%.

Net Worth
Baxter U.S. Average
10.23% 13.21%

Baxter FCU has a net worth of 10.23% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Baxter

What is Baxter?

A federal credit union, registered with the NCUA under certificate #68187.
Learn more about credit unions here.

Is Baxter FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Baxter?

Please see Field of Membership information above for information on who is eligible to join.

What are Baxter's share account and share certificate rates?

Baxter's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baxter?

Baxter has total capital of $307.96 million. Full information on Baxter's financial position is located above.

Who owns Baxter?

Credit Unions are owned by their members.

Where are Baxter branches located?

See branch locations nearby.

Are Baxter ATMs Open 24/7?

Do Baxter ATMs accept cash deposits?

Can Baxter customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baxter have a mobile app?

Does Baxter have mobile deposit?

Does Baxter have quick pay?

How can Baxter transfer money to other banks or credit unions?

Does Baxter report to credit bureaus?

Does Baxter use Chexsystems?

Does Baxter use Equifax?

What is Baxter's toll free phone number?

What is Baxter's ACH Routing Number?

What is Baxter's SWIFT code?

Where can I find Baxter's wire transfer form?

What is the Baxter address for deposits?

What Products Does Baxter Offer

Does Baxter offer mortgages?

Compare mortgage rates here.

Does Baxter offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baxter offer auto and RV loans?

Compare auto loan rates here.

Does Baxter offer student loans or personal loans?

Compare personal loan rates here.

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