Baxter Credit Union

Headquarters

340 N Milwaukee Ave
Vernon Hills, IL 60061
See all branch locations →

Phone 1-800-388-7000

Notable Rates APY Vs.Others
Savings 0.01% 4.10% →
1-Year CD 0.55% 4.71% →
2-Year CD 0.55% 4.65% →
5-Year CD 0.75% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Baxter is an NCUA insured institution located in Vernon Hills, IL. It was founded in 1980 and has approximately $5425.43 millions in assets.

Who can join

A person seeking BCU membership must also meet at least one of the following criteria:

1. Company: Employed by one of the many listed companies offering BCU as a valuable employee benefit. Individuals may include permanent, temporary or contract employees.
(List can be accessed through application process)

2. Community Charter: Lives or works in one of six community charter
counties: Lake County, Illinois, McHenry County, Illinois, DuPage County,
Illinois, Kane County, Illinois and Cook County, north of Rt. 58 in Illinois,
Kenosha County in Wisconsin, also the Village of Schaumburg, Illinois.

3. Family Members: Membership eligibility includes ALL family members
related by blood or marriage or foster and adopted children. Family members eligible for BCU membership include: parents, children, brother, sister, husband, wife, cousins, grandchildren, grandparents, aunts, uncles, nieces, and nephews.

NCUA Insured Yes / State-Chartered
Charter Number # # 68187
Date Established 1980
Assets $5,425.43 million
Loans $4,499.97 million
Deposits $4,516.25 million
Capital $516.65 million
 

Field of Membership Restrictions

Membership in Baxter Credit Union is open to the following: (1) those who live or work in McHenry, Lake, Kane, DuPage, or Cook County north of 95th Street South in Chicago; (2) those who live or work in Kenosha County in Wisconsin; (3) employees of Boston Scientific, Centegra Health Care, Rust-Oleum Corporation and other area Select Employer Groups.

Deposit Rates - December 9, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
PowerPlus Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - December 9, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAXTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.905% 7.750% 1.00 $3,750 $1,792 Learn More
PenFed Credit Union
NMLS ID: 401822
5.944% 5.875% 0.75 $1,875 $1,479 Learn More
First Internet Bank
NMLS ID: 424182
6.061% 5.990% 0.75 $1,895 $1,498 Learn More
Northpointe Bank
NMLS ID: 447490
5.823% 5.750% 0.75 $1,998 $1,459 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to BAXTER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baxter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Baxter Locations



Climate Initiatives

BAXTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Baxter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baxter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baxter U.S. Average
3.75% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Baxter had $20,481,335 in non-current loans and $49,700 in owned assets. To cover these potential losses it had $516,645,501 in net worth and $31,170,579 in loans loss reserves. That gives it a Texas Ratio of 3.75%.

Net Worth
Baxter U.S. Average
9.98% 12.40%

Baxter FCU has a net worth of 9.98% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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