Bay Media


12 Mint Plaza
San Francisco, CA 94103
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bay Media is an NCUA insured institution located in San Francisco, CA. It was founded in 1953 and has approximately $12.58 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8426
Date Established 1953
Assets $12.58 million
Loans $4.64 million
Deposits $11.58 million
Capital $0.58 million

Deposit Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Bay Media

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Loan Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BAY MEDIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
2.789% 2.750% 0.50 $1,278 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Bay Media branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bay Media Locations

Financial Details

Bay Media Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bay Media. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bay Media U.S. Average
25.48% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Bay Media had $232,638 in non-current loans and $0 in owned assets. To cover these potential losses it had $576,521 in net worth and $336,665 in loans loss reserves. That gives it a Texas Ratio of 25.48%.

Net Worth
Bay Media U.S. Average
4.58% 12.67%

Bay Media FCU has a net worth of 4.58% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bay Media

Branches and Savings

What is Bay Media?

A federal credit union, registered with the NCUA under certificate #8426.
Learn more about credit unions here.

Is Bay Media FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Bay Media is insured by the NCUA.

Who can join Bay Media?

Please see Field of Membership information above for information on who is eligible to join.

What are Bay Media's share account and share certificate rates?

Bay Media's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bay Media?

Bay Media has total capital of $0.58 million. Full information on Bay Media's financial position is located above.

Who owns Bay Media?

Credit Unions are owned by their members.

Where are Bay Media branches located?

See branch locations nearby.

Are Bay Media ATMs Open 24/7?

Do Bay Media ATMs accept cash deposits?

Can Bay Media customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bay Media have a mobile app?

Does Bay Media have mobile deposit?

Does Bay Media have quick pay?

How can Bay Media transfer money to other banks or credit unions?

Does Bay Media report to credit bureaus?

Does Bay Media use Chexsystems?

Does Bay Media use Equifax?

What is Bay Media's toll free phone number?

What is Bay Media's ACH Routing Number?

What is Bay Media's SWIFT code?

Where can I find Bay Media's wire transfer form?

What is the Bay Media address for deposits?

What Products Does Bay Media Offer

Does Bay Media offer mortgages?

Compare mortgage rates here.

Does Bay Media offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bay Media offer auto and RV loans?

Compare auto loan rates here.

Does Bay Media offer student loans or personal loans?

Compare personal loan rates here.

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