PO BOX 4147
Bay Pines, FL 33744


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 192
Date Established 1935
Assets $45.54 million
Loans $16.47 million
Deposits $41.78 million
Capital $3.56 million

Bay Pines is an NCUA insured institution located in Bay Pines, FL. It was founded in 1935 and has approximately $45.54 millions in assets.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

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Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAY PINES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More
First Internet Bank
NMLS ID: 424182
4.659% 4.625% 0.38 $988 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

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Below are Bay Pines branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bay Pines Locations

Financial Details

Bay Pines Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bay Pines. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bay Pines U.S. Average
18.41% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Bay Pines had $491,455 in non-current loans and $226,600 in owned assets. To cover these potential losses it had $3,558,730 in net worth and $342,061 in loans loss reserves. That gives it a Texas Ratio of 18.41%.

Net Worth
Bay Pines U.S. Average
7.81% 13.21%

Bay Pines FCU has a net worth of 7.81% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Bay Pines

What is Bay Pines?

A federal credit union, registered with the NCUA under certificate #192.
Learn more about credit unions here.

Is Bay Pines FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bay Pines?

Please see Field of Membership information above for information on who is eligible to join.

What are Bay Pines's share account and share certificate rates?

Bay Pines's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bay Pines?

Bay Pines has total capital of $3.56 million. Full information on Bay Pines's financial position is located above.

Who owns Bay Pines?

Credit Unions are owned by their members.

Where are Bay Pines branches located?

See branch locations nearby.

Are Bay Pines ATMs Open 24/7?

Do Bay Pines ATMs accept cash deposits?

Can Bay Pines customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bay Pines have a mobile app?

Does Bay Pines have mobile deposit?

Does Bay Pines have quick pay?

How can Bay Pines transfer money to other banks or credit unions?

Does Bay Pines report to credit bureaus?

Does Bay Pines use Chexsystems?

Does Bay Pines use Equifax?

What is Bay Pines's toll free phone number?

What is Bay Pines's ACH Routing Number?

What is Bay Pines's SWIFT code?

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What Products Does Bay Pines Offer

Does Bay Pines offer mortgages?

Compare mortgage rates here.

Does Bay Pines offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bay Pines offer auto and RV loans?

Compare auto loan rates here.

Does Bay Pines offer student loans or personal loans?

Compare personal loan rates here.

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