Baylands Family

Headquarters

Po Box 392
West Point, VA 23181
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Baylands Family is an NCUA insured institution located in West Point, VA. It was founded in 1946 and has approximately $99.17 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68686
Date Established 1946
Assets $99.17 million
Loans $47.51 million
Deposits $92.27 million
Capital $7.36 million
 

Deposit Rates - August 3, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 3, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BAYLANDS FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
loanDepot
NMLS ID: 174457
2.670% 2.625% 0.63 $1,475 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to BAYLANDS FAMILY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baylands Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Baylands Family Locations


Financial Details

Baylands Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baylands Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baylands Family U.S. Average
3.06% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Baylands Family had $228,577 in non-current loans and $5,637 in owned assets. To cover these potential losses it had $7,355,419 in net worth and $298,933 in loans loss reserves. That gives it a Texas Ratio of 3.06%.

Net Worth
Baylands Family U.S. Average
7.41% 12.20%

Baylands Family FCU has a net worth of 7.41% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baylands Family

Branches and Savings

What is Baylands Family?

A credit union, registered with the NCUA under certificate #68686.
Learn more about credit unions here.

Is Baylands Family FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Baylands Family is insured by the NCUA.

Who can join Baylands Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Baylands Family's share account and share certificate rates?

Baylands Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baylands Family?

Baylands Family has total capital of $7.36 million. Full information on Baylands Family's financial position is located above.

Who owns Baylands Family?

Credit Unions are owned by their members.

Where are Baylands Family branches located?

See branch locations nearby.

Are Baylands Family ATMs Open 24/7?

Do Baylands Family ATMs accept cash deposits?

Can Baylands Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baylands Family have a mobile app?

Does Baylands Family have mobile deposit?

Does Baylands Family have quick pay?

How can Baylands Family transfer money to other banks or credit unions?

Does Baylands Family report to credit bureaus?

Does Baylands Family use Chexsystems?

Does Baylands Family use Equifax?

What is Baylands Family's toll free phone number?

What is Baylands Family's ACH Routing Number?

What is Baylands Family's SWIFT code?

Where can I find Baylands Family's wire transfer form?

What is the Baylands Family address for deposits?

What Products Does Baylands Family Offer

Does Baylands Family offer mortgages?

Compare mortgage rates here.

Does Baylands Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baylands Family offer auto and RV loans?

Compare auto loan rates here.

Does Baylands Family offer student loans or personal loans?

Compare personal loan rates here.

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