601 - 37th Street
Beaver Falls, PA 15010
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Beaver Valley is an NCUA insured institution located in Beaver Falls, PA. It was founded in 1942 and has approximately $81.75 millions in assets.

NCUA Insured Yes
Charter Number # # 4794
Date Established 1942
Assets $81.75 million
Loans $23.95 million
Deposits $70.12 million
Capital $13.25 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in, and businesses and other legal entities located in Beaver County, Pennsylvania.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Beaver Valley

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Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BEAVER VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Beaver Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Beaver Valley Locations

Financial Details

Beaver Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Beaver Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Beaver Valley U.S. Average
1.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Beaver Valley had $184,618 in non-current loans and $23,115 in owned assets. To cover these potential losses it had $13,247,716 in net worth and $110,763 in loans loss reserves. That gives it a Texas Ratio of 1.56%.

Net Worth
Beaver Valley U.S. Average
16.2% 13.61%

Beaver Valley FCU has a net worth of 16.2% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Beaver Valley

Branches and Savings

What is Beaver Valley?

A federal credit union, registered with the NCUA under certificate #4794.
Learn more about credit unions here.

Is Beaver Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Beaver Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Beaver Valley's share account and share certificate rates?

Beaver Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Beaver Valley?

Beaver Valley has total capital of $13.25 million. Full information on Beaver Valley's financial position is located above.

Who owns Beaver Valley?

Credit Unions are owned by their members.

Where are Beaver Valley branches located?

See branch locations nearby.

Are Beaver Valley ATMs Open 24/7?

Do Beaver Valley ATMs accept cash deposits?

Can Beaver Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Beaver Valley have a mobile app?

Does Beaver Valley have mobile deposit?

Does Beaver Valley have quick pay?

How can Beaver Valley transfer money to other banks or credit unions?

Does Beaver Valley report to credit bureaus?

Does Beaver Valley use Chexsystems?

Does Beaver Valley use Equifax?

What is Beaver Valley's toll free phone number?

What is Beaver Valley's ACH Routing Number?

What is Beaver Valley's SWIFT code?

Where can I find Beaver Valley's wire transfer form?

What is the Beaver Valley address for deposits?

What Products Does Beaver Valley Offer

Does Beaver Valley offer mortgages?

Compare mortgage rates here.

Does Beaver Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Beaver Valley offer auto and RV loans?

Compare auto loan rates here.

Does Beaver Valley offer student loans or personal loans?

Compare personal loan rates here.

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