Bellco Credit Union

Headquarters

7600 E Orchard Rd, Ste 400n
Greenwood Villa, CO 80111
See all branch locations →

Phone 1-303-689-7800

Notable Rates APY Vs.Others
Savings 0.10% 4.08% →
1-Year CD 0.35% 4.71% →
2-Year CD 0.45% 4.73% →
5-Year CD 0.65% 4.75% →
30-Year Mortgage 7.75% 4.91% →
15-Year Mortgage 7.72% 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Bellco is an NCUA insured institution located in Greenwood Villa, CO. It was founded in 1936 and has approximately $6880.52 millions in assets.

Who can join?

There are four ways to be eligible for membership at Bellco:

LOCATION: Where you live or work If you live or work in any of the following areas, you are automatically eligible to join Bellco:

Adams County
Arapahoe County
Broomfield County
Denver County
Douglas County
Garfield County
Jefferson County
Mesa County
Moffat County
Rio Blanco County
City of Lafayette, CO
City of Louisville, CO
Town of Superior, CO

FAMILY: If anyone in your family is a Bellco member then you are eligible for membership, too.

EMPLOYER: If you work for a company that is a Bellco Select Employee Group (SEG)

Check our list of employee/association groups. You are automatically eligible for Bellco membership if you or a member of your
immediate family is employed by or affiliated with any of these companies.

List here
https://www.bellco.org/seg-list.aspx


CONSUMERS UNITED ASSOCIATION
Bellco is affiliated with Consumers United Association (CUA), a nonprofit advocacy group educating consumers on financial issues. Members of CUA are automatically eligible to join Bellco. For more information, call 303-689-7800 (1-800-BELLCO1 outside metro Denver), visit cuacolorado.org, or go to any Bellco branch and ask a representative how you can join CUA.

NCUA Insured Yes / State-Chartered
Charter Number # # 68437
Date Established 1936
Assets $6,880.52 million
Loans $5,833.89 million
Deposits $5,480.09 million
Capital $637.80 million
 

Field of Membership Restrictions

There are five simple ways to make the switch to Bellco: LOCATION: Where you live or work If you live or work in any of the following areas, you are automatically eligible to join Bellco: Adams County Arapahoe County Boulder County Broomfield County Denver County Douglas County El Paso County Garfield County Jefferson County Mesa County Moffat County Rio Blanco County Weld County FAMILY: Is anyone in your family a Bellco Member? If anyone in your family is a Bellco member then you are eligible for membership, too. EMPLOYER: If you work for a company that is a Bellco Select Employee Group (SEG) Check our list of employee/association groups. You are automatically eligible for Bellco membership if you or a member of your immediate family is employed by or affiliated with any of these companies. CONSUMERS UNITED ASSOCIATION: For residents of Colorado Bellco is affiliated with Consumers United Association (CUA), a nonprofit advocacy group educating consumers on financial issues. If you're a Colorado resident and become a member of CUA, you're automatically eligible to join Bellco. For more information, call 303-689-7800 (1-800-BELLCO1 outside metro Denver), visit cuamember.org, or go to any Bellco branch and ask a representative how you can join CUA. BELLCO FOUNDATION: For interested parties outside of Colorado Do you want to join Bellco but live out of state? We've got you covered. By joining the Bellco Foundation, you become eligible for Bellco membership. The Bellco Foundation is a 501(c)3 non-profit organization and any contribution you make to the Foundation may be tax deductible. Consult a tax professional regarding the tax deductibility of your donation. Simply follow the instructions at BellcoFoundation.org to get started.

Deposit Rates - December 4, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.40% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $500 - Learn More
6 Mo CD
0.25% $100,000 - Learn More
12 Mo CD
0.35% $500 - Learn More
18 Mo CD
0.35% $2,500 - Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.40% $2,500 - Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 4, 2022

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.74% 3.74% $735.21
4 Year 3.74% 3.74% $561.57
5 Year 3.74% 3.74% $457.49
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Bellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bellco Locations



Climate Initiatives

BELLCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Bellco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bellco U.S. Average
3.71% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Bellco had $26,506,708 in non-current loans and $1,026,928 in owned assets. To cover these potential losses it had $637,800,044 in net worth and $105,087,605 in loans loss reserves. That gives it a Texas Ratio of 3.71%.

Net Worth
Bellco U.S. Average
9.27% 12.40%

Bellco FCU has a net worth of 9.27% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for BELLCO


  • October 11, 2019 |

    CDs 12 Month Rates

    Long, long wait to see a banker. No one at the front desk. Very Poor service

  • October 11, 2019 |

    CDs 12 Month Rates

    Long, long wait to see a banker. No one at the front desk. Very Poor service

  • October 11, 2019 |

    CDs 12 Month Rates

    Long, long wait to see a banker. No one at the front desk. Very Poor service

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