BELLCO

7600 E ORCHARD RD, STE 400N
Greenwood Villa, CO 80111

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68437
Date Established 1936
Assets $4,386.66 million
Loans $3,489.74 million
Deposits $3,373.66 million
Capital $448.68 million

Bellco is an NCUA insured institution located in Greenwood Villa, CO. It was founded in 1936 and has approximately $4386.66 millions in assets.

Who can join?

There are four ways to be eligible for membership at Bellco:

LOCATION: Where you live or work If you live or work in any of the following areas, you are automatically eligible to join Bellco:

Adams County
Arapahoe County
Broomfield County
Denver County
Douglas County
Garfield County
Jefferson County
Mesa County
Moffat County
Rio Blanco County
City of Lafayette, CO
City of Louisville, CO
Town of Superior, CO

FAMILY: If anyone in your family is a Bellco member then you are eligible for membership, too.

EMPLOYER: If you work for a company that is a Bellco Select Employee Group (SEG)

Check our list of employee/association groups. You are automatically eligible for Bellco membership if you or a member of your
immediate family is employed by or affiliated with any of these companies.

List here
https://www.bellco.org/seg-list.aspx


CONSUMERS UNITED ASSOCIATION
Bellco is affiliated with Consumers United Association (CUA), a nonprofit advocacy group educating consumers on financial issues. Members of CUA are automatically eligible to join Bellco. For more information, call 303-689-7800 (1-800-BELLCO1 outside metro Denver), visit cuacolorado.org, or go to any Bellco branch and ask a representative how you can join CUA.

Field of Membership Restrictions

There are five simple ways to make the switch to Bellco: LOCATION: Where you live or work If you live or work in any of the following areas, you are automatically eligible to join Bellco: Adams County Arapahoe County Boulder County Broomfield County Denver County Douglas County El Paso County Garfield County Jefferson County Mesa County Moffat County Rio Blanco County Weld County FAMILY: Is anyone in your family a Bellco Member? If anyone in your family is a Bellco member then you are eligible for membership, too. EMPLOYER: If you work for a company that is a Bellco Select Employee Group (SEG) Check our list of employee/association groups. You are automatically eligible for Bellco membership if you or a member of your immediate family is employed by or affiliated with any of these companies. CONSUMERS UNITED ASSOCIATION: For residents of Colorado Bellco is affiliated with Consumers United Association (CUA), a nonprofit advocacy group educating consumers on financial issues. If you're a Colorado resident and become a member of CUA, you're automatically eligible to join Bellco. For more information, call 303-689-7800 (1-800-BELLCO1 outside metro Denver), visit cuamember.org, or go to any Bellco branch and ask a representative how you can join CUA. BELLCO FOUNDATION: For interested parties outside of Colorado Do you want to join Bellco but live out of state? We've got you covered. By joining the Bellco Foundation, you become eligible for Bellco membership. The Bellco Foundation is a 501(c)3 non-profit organization and any contribution you make to the Foundation may be tax deductible. Consult a tax professional regarding the tax deductibility of your donation. Simply follow the instructions at BellcoFoundation.org to get started.

Deposit Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.25% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.60% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $10,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $2,499 Learn MoreShow Less
Int Ckg
0.03% $2,500 $4,999 Learn MoreShow Less

Loan Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.75% 3.75% $735.32
4 Year 3.75% 3.75% $561.68
5 Year 3.75% 3.75% $457.60
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Bellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bellco Locations

Financial Details

Bellco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bellco U.S. Average
7.43% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Bellco had $32,446,245 in non-current loans and $4,037,775 in owned assets. To cover these potential losses it had $448,682,151 in net worth and $42,227,200 in loans loss reserves. That gives it a Texas Ratio of 7.43%.

Net Worth
Bellco U.S. Average
10.22% 13.21%

Bellco FCU has a net worth of 10.22% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Bellco

What is Bellco?

A federal credit union, registered with the NCUA under certificate #68437.
Learn more about credit unions here.

Is Bellco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bellco?

Please see Field of Membership information above for information on who is eligible to join.

What are Bellco's share account and share certificate rates?

Bellco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bellco?

Bellco has total capital of $448.68 million. Full information on Bellco's financial position is located above.

Who owns Bellco?

Credit Unions are owned by their members.

Where are Bellco branches located?

See branch locations nearby.

Are Bellco ATMs Open 24/7?

Do Bellco ATMs accept cash deposits?

Can Bellco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bellco have a mobile app?

Does Bellco have mobile deposit?

Does Bellco have quick pay?

How can Bellco transfer money to other banks or credit unions?

Does Bellco report to credit bureaus?

Does Bellco use Chexsystems?

Does Bellco use Equifax?

What is Bellco's toll free phone number?

What is Bellco's ACH Routing Number?

What is Bellco's SWIFT code?

Where can I find Bellco's wire transfer form?

What is the Bellco address for deposits?

What Products Does Bellco Offer

Does Bellco offer mortgages?

Compare mortgage rates here.

Does Bellco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bellco offer auto and RV loans?

Compare auto loan rates here.

Does Bellco offer student loans or personal loans?

Compare personal loan rates here.

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