Bethpage Federal Credit Union

Headquarters

899 So. Oyster Bay Road
Bethpage, NY 11714
See all branch locations →

Phone 1-800-628-7070

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.45% 0.67% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.75% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage 3.38% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bethpage is an NCUA insured institution located in Bethpage, NY. It was founded in 1941 and has approximately $11175.38 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, attends school, regularly conducts business in Nassau or Suffolk County or is an immediate family member of a current member. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4735
Date Established 1941
Assets $11,175.38 million
Loans $6,300.67 million
Deposits $9,680.67 million
Capital $942.49 million
 

Field of Membership Restrictions

Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). Membership is also available to members or employees from the select employer group or immediate family of an existing member.

Deposit Rates - November 29, 2021

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.40% $500 - Learn More
Money Market
0.40% $25,000 $29,999 Learn More
Money Market
0.40% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $50 - Learn More
12 Mo CD
0.45% $50 - Learn More
18 Mo CD
0.45% $50 - Learn More
24 Mo CD
0.50% $50 - Learn More
30 Mo CD
0.55% $50 - Learn More
36 Mo CD
0.55% $50 - Learn More
48 Mo CD
0.60% $50 - Learn More
60 Mo CD
0.75% $50 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.40% $1 $99 Learn MoreShow Less

Loan Rates - November 29, 2021

Your Current Location: Washington, WA 98109

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.14% 3.14% $728.57
4 Year 3.14% 3.14% $554.91
5 Year 3.14% 3.14% $450.77
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Bethpage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Bethpage Locations



Climate Initiatives

BETHPAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Bethpage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bethpage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bethpage U.S. Average
1.12% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Bethpage had $9,641,003 in non-current loans and $1,957,619 in owned assets. To cover these potential losses it had $942,487,849 in net worth and $89,771,946 in loans loss reserves. That gives it a Texas Ratio of 1.12%.

Net Worth
Bethpage U.S. Average
8.9% 12.22%

Bethpage FCU has a net worth of 8.9% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for BETHPAGE


  • September 4, 2019 |

    BETHPAGE CREDIT UNION IS THE BEST..

Add Your Review

Rate it here →