899 So. Oyster Bay Road
Bethpage, NY 11714
See all branch locations →

Phone 1-800-628-7070

Notable Rates APY Vs.Others
Savings 0.20% 1.40% →
1-Year CD 1.10% 1.15% →
2-Year CD 1.15% 1.26% →
5-Year CD 1.30% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage 3.38% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Bethpage is an NCUA insured institution located in Bethpage, NY. It was founded in 1941 and has approximately $9765.38 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, attends school, regularly conducts business in Nassau or Suffolk County or is an immediate family member of a current member. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

NCUA Insured Yes
Charter Number # # 4735
Date Established 1941
Assets $9,765.38 million
Loans $6,661.55 million
Deposits $8,401.19 million
Capital $800.35 million

Field of Membership Restrictions

Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). Membership is also available to members or employees from the select employer group or immediate family of an existing member.

Deposit Rates - July 10, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $5 - Learn More
Money Market
0.50% $500 $24,999 Learn More
Money Market
0.50% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $50 - Learn More
6 Mo CD
0.50% $50 - Learn More
12 Mo CD
1.10% $50 - Learn More
18 Mo CD
1.10% $50 - Learn More
24 Mo CD
1.15% $50 - Learn More
30 Mo CD
1.20% $50 - Learn More
36 Mo CD
1.20% $50 - Learn More
Special: 39 Mo CD
1.20% $50 - Learn More
48 Mo CD
1.25% $50 - Learn More
60 Mo CD
1.30% $50 - Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 $24,999 Learn MoreShow Less
Fixed IRA
1.10% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $1 - Learn MoreShow Less

Loan Rates - July 10, 2020

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.14% 3.14% $728.57
4 Year 3.14% 3.14% $554.91
5 Year 3.14% 3.14% $450.77
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are Bethpage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bethpage Locations

Financial Details

Bethpage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bethpage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bethpage U.S. Average
10.91% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Bethpage had $90,340,742 in non-current loans and $3,435,849 in owned assets. To cover these potential losses it had $800,348,093 in net worth and $59,247,826 in loans loss reserves. That gives it a Texas Ratio of 10.91%.

Net Worth
Bethpage U.S. Average
8.57% 13.61%

Bethpage FCU has a net worth of 8.57% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bethpage

Branches and Savings

What is Bethpage?

A federal credit union, registered with the NCUA under certificate #4735.
Learn more about credit unions here.

Is Bethpage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bethpage?

Please see Field of Membership information above for information on who is eligible to join.

What are Bethpage's share account and share certificate rates?

Bethpage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bethpage?

Bethpage has total capital of $800.35 million. Full information on Bethpage's financial position is located above.

Who owns Bethpage?

Credit Unions are owned by their members.

Where are Bethpage branches located?

See branch locations nearby.

Are Bethpage ATMs Open 24/7?

Do Bethpage ATMs accept cash deposits?

Can Bethpage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bethpage have a mobile app?

Does Bethpage have mobile deposit?

Does Bethpage have quick pay?

How can Bethpage transfer money to other banks or credit unions?

Does Bethpage report to credit bureaus?

Does Bethpage use Chexsystems?

Does Bethpage use Equifax?

What is Bethpage's toll free phone number?

What is Bethpage's ACH Routing Number?

What is Bethpage's SWIFT code?

Where can I find Bethpage's wire transfer form?

What is the Bethpage address for deposits?

What Products Does Bethpage Offer

Does Bethpage offer mortgages?

Compare mortgage rates here.

Does Bethpage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bethpage offer auto and RV loans?

Compare auto loan rates here.

Does Bethpage offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Bethpage

  • September 04, 2019 |


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