BIG ISLAND

Headquarters

66 LONO ST
Hilo, HI 96720
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Big Island is an NCUA insured institution located in Hilo, HI. It was founded in 1936 and has approximately $116.08 millions in assets.

NCUA Insured Yes
Charter Number # # 1607
Date Established 1936
Assets $116.08 million
Loans $44.18 million
Deposits $103.32 million
Capital $11.68 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Big Island

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Big Island
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Advertiser Disclosure

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BIG ISLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BIG ISLAND
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Branches

Below are Big Island branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Big Island Locations


Financial Details

Big Island Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Big Island. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Big Island U.S. Average
7.64% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Big Island had $862,464 in non-current loans and $60,615 in owned assets. To cover these potential losses it had $11,679,976 in net worth and $408,679 in loans loss reserves. That gives it a Texas Ratio of 7.64%.

Net Worth
Big Island U.S. Average
10.06% 13.61%

Big Island FCU has a net worth of 10.06% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Big Island

Branches and Savings

What is Big Island?

A federal credit union, registered with the NCUA under certificate #1607.
Learn more about credit unions here.

Is Big Island FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Big Island?

Please see Field of Membership information above for information on who is eligible to join.

What are Big Island's share account and share certificate rates?

Big Island's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Big Island?

Big Island has total capital of $11.68 million. Full information on Big Island's financial position is located above.

Who owns Big Island?

Credit Unions are owned by their members.

Where are Big Island branches located?

See branch locations nearby.

Are Big Island ATMs Open 24/7?

Do Big Island ATMs accept cash deposits?

Can Big Island customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Big Island have a mobile app?

Does Big Island have mobile deposit?

Does Big Island have quick pay?

How can Big Island transfer money to other banks or credit unions?

Does Big Island report to credit bureaus?

Does Big Island use Chexsystems?

Does Big Island use Equifax?

What is Big Island's toll free phone number?

What is Big Island's ACH Routing Number?

What is Big Island's SWIFT code?

Where can I find Big Island's wire transfer form?

What is the Big Island address for deposits?

What Products Does Big Island Offer

Does Big Island offer mortgages?

Compare mortgage rates here.

Does Big Island offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Big Island offer auto and RV loans?

Compare auto loan rates here.

Does Big Island offer student loans or personal loans?

Compare personal loan rates here.

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