9309 W. CIG Rd., Ste. A
Masterson, TX 79058


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4078
Date Established 1940
Assets $6.66 million
Loans $2.27 million
Deposits $5.62 million
Capital $1.02 million

Bivins is an NCUA insured institution located in Masterson, TX. It was founded in 1940 and has approximately $6.66 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BIVINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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3.517% 3.500% 0.25 $525 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to BIVINS
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Below are Bivins branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Bivins Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bivins. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bivins U.S. Average
7.53% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Bivins had $79,216 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,015,574 in net worth and $36,912 in loans loss reserves. That gives it a Texas Ratio of 7.53%.

Net Worth
Bivins U.S. Average
15.25% 13.47%

Bivins FCU has a net worth of 15.25% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bivins

Branches and Savings

What is Bivins?

A federal credit union, registered with the NCUA under certificate #4078.
Learn more about credit unions here.

Is Bivins FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bivins?

Please see Field of Membership information above for information on who is eligible to join.

What are Bivins's share account and share certificate rates?

Bivins's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bivins?

Bivins has total capital of $1.02 million. Full information on Bivins's financial position is located above.

Who owns Bivins?

Credit Unions are owned by their members.

Where are Bivins branches located?

See branch locations nearby.

Are Bivins ATMs Open 24/7?

Do Bivins ATMs accept cash deposits?

Can Bivins customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bivins have a mobile app?

Does Bivins have mobile deposit?

Does Bivins have quick pay?

How can Bivins transfer money to other banks or credit unions?

Does Bivins report to credit bureaus?

Does Bivins use Chexsystems?

Does Bivins use Equifax?

What is Bivins's toll free phone number?

What is Bivins's ACH Routing Number?

What is Bivins's SWIFT code?

Where can I find Bivins's wire transfer form?

What is the Bivins address for deposits?

What Products Does Bivins Offer

Does Bivins offer mortgages?

Compare mortgage rates here.

Does Bivins offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bivins offer auto and RV loans?

Compare auto loan rates here.

Does Bivins offer student loans or personal loans?

Compare personal loan rates here.

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