526 WATER ST RM 113
Port Huron, MI 48060
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Blue Water is an NCUA insured institution located in Port Huron, MI. It was founded in 1959 and has approximately $16.9 millions in assets.

NCUA Insured Yes
Charter Number # # 12906
Date Established 1959
Assets $16.90 million
Loans $9.61 million
Deposits $14.07 million
Capital $2.71 million

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Blue Water

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Blue Water

Note to Blue Water
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BLUE WATER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.561% 2.500% 0.75 $2,005 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Blue Water branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Blue Water Locations

Financial Details

Blue Water Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blue Water. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blue Water U.S. Average
0.08% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Blue Water had $2,094 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,714,460 in net worth and $25,000 in loans loss reserves. That gives it a Texas Ratio of 0.08%.

Net Worth
Blue Water U.S. Average
16.05% 12.91%

Blue Water FCU has a net worth of 16.05% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Blue Water

Branches and Savings

What is Blue Water?

A federal credit union, registered with the NCUA under certificate #12906.
Learn more about credit unions here.

Is Blue Water FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Blue Water?

Please see Field of Membership information above for information on who is eligible to join.

What are Blue Water's share account and share certificate rates?

Blue Water's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Blue Water?

Blue Water has total capital of $2.71 million. Full information on Blue Water's financial position is located above.

Who owns Blue Water?

Credit Unions are owned by their members.

Where are Blue Water branches located?

See branch locations nearby.

Are Blue Water ATMs Open 24/7?

Do Blue Water ATMs accept cash deposits?

Can Blue Water customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Blue Water have a mobile app?

Does Blue Water have mobile deposit?

Does Blue Water have quick pay?

How can Blue Water transfer money to other banks or credit unions?

Does Blue Water report to credit bureaus?

Does Blue Water use Chexsystems?

Does Blue Water use Equifax?

What is Blue Water's toll free phone number?

What is Blue Water's ACH Routing Number?

What is Blue Water's SWIFT code?

Where can I find Blue Water's wire transfer form?

What is the Blue Water address for deposits?

What Products Does Blue Water Offer

Does Blue Water offer mortgages?

Compare mortgage rates here.

Does Blue Water offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Blue Water offer auto and RV loans?

Compare auto loan rates here.

Does Blue Water offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Blue Water

There are currently no comments for Blue Water. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →