PO BOX 1160
Battle Creek, MI 49016

Notable Rates APY Vs.Others
Savings 0.10% 2.10% →
1-Year CD 0.90% 2.15% →
2-Year CD 1.21% 2.20% →
5-Year CD 2.02% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Blueox is an NCUA insured institution located in Battle Creek, MI. It was founded in 1936 and has approximately $183.79 millions in assets.

NCUA Insured Yes
Charter Number # # 62072
Date Established 1936
Assets $183.79 million
Loans $110.61 million
Deposits $164.60 million
Capital $17.01 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Barry, Ingham, Branch, Jackson, Calhoun, Kalamazoo, Eaton, St. Joseph, or Hillsdale counties in Michigan and within a 25-mile radius of the offices in Albion and Coldwater and the Kalamazoo office located at the Hispanic American Council.

Deposit Rates - February 29, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
0.90% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 - Learn MoreShow Less
6 Mo CD
0.70% $10,000 - Learn MoreShow Less
12 Mo CD
0.90% $10,000 - Learn MoreShow Less
18 Mo CD
0.90% $10,000 - Learn MoreShow Less
24 Mo CD
1.11% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.21% $25,000 - Learn MoreShow Less
30 Mo CD
1.11% $10,000 $24,999 Learn MoreShow Less
30 Mo CD
1.21% $25,000 - Learn MoreShow Less
36 Mo CD
1.31% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.41% $25,000 - Learn MoreShow Less
48 Mo CD
1.61% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.71% $25,000 - Learn MoreShow Less
60 Mo CD
1.92% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.02% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $5 - Learn MoreShow Less

Loan Rates - February 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BLUEOX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.146% 3.125% 0.25 $665 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to BLUEOX
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Below are Blueox branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Blueox Locations

Financial Details

Blueox Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blueox. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blueox U.S. Average
9.13% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Blueox had $1,263,556 in non-current loans and $379,375 in owned assets. To cover these potential losses it had $17,011,164 in net worth and $985,902 in loans loss reserves. That gives it a Texas Ratio of 9.13%.

Net Worth
Blueox U.S. Average
9.25% 13.65%

Blueox FCU has a net worth of 9.25% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Blueox

Branches and Savings

What is Blueox?

A federal credit union, registered with the NCUA under certificate #62072.
Learn more about credit unions here.

Is Blueox FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Blueox?

Please see Field of Membership information above for information on who is eligible to join.

What are Blueox's share account and share certificate rates?

Blueox's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Blueox?

Blueox has total capital of $17.01 million. Full information on Blueox's financial position is located above.

Who owns Blueox?

Credit Unions are owned by their members.

Where are Blueox branches located?

See branch locations nearby.

Are Blueox ATMs Open 24/7?

Do Blueox ATMs accept cash deposits?

Can Blueox customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Blueox have a mobile app?

Does Blueox have mobile deposit?

Does Blueox have quick pay?

How can Blueox transfer money to other banks or credit unions?

Does Blueox report to credit bureaus?

Does Blueox use Chexsystems?

Does Blueox use Equifax?

What is Blueox's toll free phone number?

What is Blueox's ACH Routing Number?

What is Blueox's SWIFT code?

Where can I find Blueox's wire transfer form?

What is the Blueox address for deposits?

What Products Does Blueox Offer

Does Blueox offer mortgages?

Compare mortgage rates here.

Does Blueox offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Blueox offer auto and RV loans?

Compare auto loan rates here.

Does Blueox offer student loans or personal loans?

Compare personal loan rates here.

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