Bradford Area

Headquarters

52 Davis St, Ste 1
Bradford, PA 16701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bradford Area is an NCUA insured institution located in Bradford, PA. It was founded in 1960 and has approximately $8.84 millions in assets.

NCUA Insured Yes
Charter Number # # 13823
Date Established 1960
Assets $8.84 million
Loans $3.65 million
Deposits $7.28 million
Capital $1.53 million
 

Deposit Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Bradford Area

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Bradford Area

Note to Bradford Area
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BRADFORD AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.670% 2.625% 0.63 $1,480 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BRADFORD AREA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Bradford Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bradford Area Locations


Financial Details

Bradford Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bradford Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bradford Area U.S. Average
10.81% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Bradford Area had $167,923 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,530,651 in net worth and $23,061 in loans loss reserves. That gives it a Texas Ratio of 10.81%.

Net Worth
Bradford Area U.S. Average
17.3% 12.91%

Bradford Area FCU has a net worth of 17.3% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bradford Area

Branches and Savings

What is Bradford Area?

A credit union, registered with the NCUA under certificate #13823.
Learn more about credit unions here.

Is Bradford Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bradford Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Bradford Area's share account and share certificate rates?

Bradford Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bradford Area?

Bradford Area has total capital of $1.53 million. Full information on Bradford Area's financial position is located above.

Who owns Bradford Area?

Credit Unions are owned by their members.

Where are Bradford Area branches located?

See branch locations nearby.

Are Bradford Area ATMs Open 24/7?

Do Bradford Area ATMs accept cash deposits?

Can Bradford Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bradford Area have a mobile app?

Does Bradford Area have mobile deposit?

Does Bradford Area have quick pay?

How can Bradford Area transfer money to other banks or credit unions?

Does Bradford Area report to credit bureaus?

Does Bradford Area use Chexsystems?

Does Bradford Area use Equifax?

What is Bradford Area's toll free phone number?

What is Bradford Area's ACH Routing Number?

What is Bradford Area's SWIFT code?

Where can I find Bradford Area's wire transfer form?

What is the Bradford Area address for deposits?

What Products Does Bradford Area Offer

Does Bradford Area offer mortgages?

Compare mortgage rates here.

Does Bradford Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bradford Area offer auto and RV loans?

Compare auto loan rates here.

Does Bradford Area offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Bradford Area

There are currently no comments for Bradford Area. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →