Fayetteville, NC 28304
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Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 0.90% 1.35% →
2-Year CD 1.11% 1.45% →
5-Year CD 1.21% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Bragg Mutual is an NCUA insured institution located in Fayetteville, NC. It was founded in 1952 and has approximately $71.8 millions in assets.

NCUA Insured Yes
Charter Number # # 7955
Date Established 1952
Assets $71.80 million
Loans $37.34 million
Deposits $63.31 million
Capital $8.17 million

Field of Membership Restrictions

Must be employed by one of the occupational or association group that has been approved by the National Credit Union Administration.

Deposit Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $300 - Learn More
Money Market
0.70% $2,500 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn More
12 Mo CD
0.90% $1,000 - Learn More
24 Mo CD
1.11% $1,000 - Learn More
36 Mo CD
1.21% $1,000 - Learn More
48 Mo CD
1.21% $1,000 - Learn More
60 Mo CD
1.21% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BRAGG MUTUAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Bragg Mutual branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bragg Mutual Locations

Financial Details

Bragg Mutual Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bragg Mutual. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bragg Mutual U.S. Average
7.44% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Bragg Mutual had $338,619 in non-current loans and $315,267 in owned assets. To cover these potential losses it had $8,173,045 in net worth and $610,738 in loans loss reserves. That gives it a Texas Ratio of 7.44%.

Net Worth
Bragg Mutual U.S. Average
11.38% 13.86%

Bragg Mutual FCU has a net worth of 11.38% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bragg Mutual

Branches and Savings

What is Bragg Mutual?

A federal credit union, registered with the NCUA under certificate #7955.
Learn more about credit unions here.

Is Bragg Mutual FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bragg Mutual?

Please see Field of Membership information above for information on who is eligible to join.

What are Bragg Mutual's share account and share certificate rates?

Bragg Mutual's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bragg Mutual?

Bragg Mutual has total capital of $8.17 million. Full information on Bragg Mutual's financial position is located above.

Who owns Bragg Mutual?

Credit Unions are owned by their members.

Where are Bragg Mutual branches located?

See branch locations nearby.

Are Bragg Mutual ATMs Open 24/7?

Do Bragg Mutual ATMs accept cash deposits?

MissyDorman | Oct 20, 2019

What ATM machines will except cash Deposits for this bank

Can Bragg Mutual customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bragg Mutual have a mobile app?

Does Bragg Mutual have mobile deposit?

Does Bragg Mutual have quick pay?

How can Bragg Mutual transfer money to other banks or credit unions?

Does Bragg Mutual report to credit bureaus?

Does Bragg Mutual use Chexsystems?

Does Bragg Mutual use Equifax?

What is Bragg Mutual's toll free phone number?

What is Bragg Mutual's ACH Routing Number?

What is Bragg Mutual's SWIFT code?

Where can I find Bragg Mutual's wire transfer form?

What is the Bragg Mutual address for deposits?

What Products Does Bragg Mutual Offer

Does Bragg Mutual offer mortgages?

Compare mortgage rates here.

Does Bragg Mutual offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bragg Mutual offer auto and RV loans?

Compare auto loan rates here.

Does Bragg Mutual offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Bragg Mutual

  • October 20, 2019

    What ATM machines will except cash Deposits for this bank

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