135 Stewart Dr
Franklin, VA 23851
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.75% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.45% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bronco is an NCUA insured institution located in Franklin, VA. It was founded in 1941 and has approximately $222.64 millions in assets.

Who can join?

Bronco FCU is now able to serve:

Persons who:

Live in, work in, regularly conduct business in, worship in or attend school in the following:

City of Chesapeake
City of Franklin
City of Portsmouth
City of Norfolk
City of Suffolk
City of Virginia Beach
Isle of Wight County
Southampton County
Businesses and legal entities located in the above locations
Spouses of persons who died while within the field of membership
Employees of Bronco FCU
Volunteers in the community
Members of the immediate families or households
Organizations of such persons.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4616
Date Established 1941
Assets $222.64 million
Loans $123.40 million
Deposits $204.36 million
Capital $17.88 million

Field of Membership Restrictions

Membership is open to those who live, work, regularly conduct business, worship or attend school in the Cities of Franklin, Suffolk, Chesapeake, Portsmouth, Norfolk and Virginia Beach; and Isle of Wight County or Southampton County.

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.45% $10,000 $14,999 Learn More
60 Mo CD
1.45% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BRONCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.540% 2.500% 0.50 $1,310 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

Note to BRONCO
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Bronco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bronco Locations

Financial Details

Bronco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bronco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bronco U.S. Average
7.49% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Bronco had $1,069,923 in non-current loans and $329,085 in owned assets. To cover these potential losses it had $17,875,499 in net worth and $805,900 in loans loss reserves. That gives it a Texas Ratio of 7.49%.

Net Worth
Bronco U.S. Average
8.6% 12.20%

Bronco FCU has a net worth of 8.6% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bronco

Branches and Savings

What is Bronco?

A federal credit union, registered with the NCUA under certificate #4616.
Learn more about credit unions here.

Is Bronco FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Bronco is insured by the NCUA.

Who can join Bronco?

Please see Field of Membership information above for information on who is eligible to join.

What are Bronco's share account and share certificate rates?

Bronco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bronco?

Bronco has total capital of $17.88 million. Full information on Bronco's financial position is located above.

Who owns Bronco?

Credit Unions are owned by their members.

Where are Bronco branches located?

See branch locations nearby.

Are Bronco ATMs Open 24/7?

Do Bronco ATMs accept cash deposits?

Can Bronco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bronco have a mobile app?

Does Bronco have mobile deposit?

Does Bronco have quick pay?

How can Bronco transfer money to other banks or credit unions?

Does Bronco report to credit bureaus?

Does Bronco use Chexsystems?

Does Bronco use Equifax?

What is Bronco's toll free phone number?

What is Bronco's ACH Routing Number?

What is Bronco's SWIFT code?

Where can I find Bronco's wire transfer form?

What is the Bronco address for deposits?

What Products Does Bronco Offer

Does Bronco offer mortgages?

Compare mortgage rates here.

Does Bronco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bronco offer auto and RV loans?

Compare auto loan rates here.

Does Bronco offer student loans or personal loans?

Compare personal loan rates here.

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