2025 Overview
General Credit Union Information
C E S is an NCUA insured institution located in Mount Vernon, OH. It was founded in 1952 and has approximately $233.87 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62352 |
| Date Established | 1952 |
| Assets | $233.87 million |
| Loans | $126.31 million |
| Deposits | $204.52 million |
| Capital | $27.81 million |
Field of Membership Restrictions
CES Credit Union is open to you if you reside, maintain employment, attend church, or you are a registered student in any of these Ohio Counties; Knox, Delaware, Ashland, Richland, or Licking. Membership eligibility also extends to include the employees of select CU-affiliated SEG's as well as the immediate family members of current CU members. For determining your eligibility status, a detailed list of eligible SEG.s can be found on the CES Credit Union website.
Deposit Rates - December 14, 2025
Your Current Location: Texas, TX 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.08% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - December 14, 2025
Your Current Location: Texas, TX 10007
There are currently no loan rates available for C E S
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Texas 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
0.000% | 0.000% | 0.00 | $0 | $0 | Learn More |
NMLS ID: 292473 |
5.872% | 5.750% | 0.75 | $4,277 | $1,868 | Learn More |
NMLS ID: 401822 |
6.139% | 6.000% | 0.88 | $4,795 | $1,919 | Learn More |
NMLS ID: 6606 |
6.218% | 6.125% | 1.00 | $3,178 | $1,945 | Learn More |
Featured - Texas Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
PenFed Credit Union See Table |
0.000 %
|
$0 |
Learn More
More Info |
Figure Home Equity See Table |
Intro APR 6.850 % After Intro: 6.850 % |
$15,000 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to C E S
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are C E S branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Pearland,Texas
C E S Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 983.66 | A | View Lobby Hours | |
| 1002.66 | B | View Lobby Hours | |
| 1009.48 | C | View Lobby Hours | |
| 1010.94 | D | View Lobby Hours | |
| 1014.07 | E | View Lobby Hours | |
| 1029.64 | F | View Lobby Hours |
Climate Policy and Initiatives
C E S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
C E S Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of C E S. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| C E S | U.S. Average |
|---|---|
| 2.34% | 5.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2025, C E S had $617,549 in non-current loans and $35,000 in owned assets. To cover these potential losses it had $27,809,140 in net worth and $120,173 in loans loss reserves. That gives it a Texas Ratio of 2.34%.
Net Worth
| C E S | U.S. Average |
|---|---|
| 11.89% | 14.29% |
C E S FCU has a net worth of 11.89% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for C E S
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