CALTECH EMPLOYEES

P.O. BOX 11001
La Canada, CA 91012

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6681
Date Established 1950
Assets $1,711.68 million
Loans $491.34 million
Deposits $1,538.95 million
Capital $170.39 million

Caltech Employees is an NCUA insured institution located in La Canada, CA. It was founded in 1950 and has approximately $1711.68 millions in assets.

Who can join?

Employees and members of the following groups are eligible to join CEFCU:

Employees of the California Institute of Technology who work at the Campus, Jet Propulsion Laboratory (JPL), Mt. Wilson, Mt. Palomar, etc.;
NASA employees at JPL
Employees of the Henry R. Huntington Library and Botanical Gardens;
Independent contractors and documented volunteers who have worked regularly for the Caltech Campus, JPL, or The Huntington;
Registered graduate and undergraduate students of Caltech;
Members of the Caltech Alumni Association;
Employees of the Carnegie Institute of Washington located in Pasadena and Palomar;
Employees of California Association for Research in Astronomy (CARA)
The Associates of the California Institute of Technology
Faculty, administration and students of the Polytechnic School
Faculty, administration and students of the Child Educational Center (CEC)
Immediate family of current members

Field of Membership Restrictions

Membership in Caltech Employees Federal Credit Union is open to the following: (1) employees of the California Institute of Technology who work at the Campus, Jet Propulsion Laboratory (JPL), Mt. Wilson, Mt. Palomar; (2) employees of the Henry R. Huntington Library and Botanical Gardens; (3) students of CalTech; (4) employees of NASA working at JPL; (5) employees of the Carnegie Institute of Washington located in Pasadena and Palomar; (6) members of the Caltech Alumni Association; (7) faculty, administration and students of the Polytechnic School; (8) associates of the California Institute of Technology.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Caltech Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Caltech Employees
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There are currently no rates available for Caltech Employees, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CALTECH EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

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Featured - Washington Home Equity Line Of Credit Rates 2019

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Note to CALTECH EMPLOYEES
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Branches

Below are Caltech Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Caltech Employees Locations


Financial Details

Caltech Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Caltech Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Caltech Employees U.S. Average
0.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Caltech Employees had $1,405,043 in non-current loans and $0 in owned assets. To cover these potential losses it had $170,390,132 in net worth and $2,214,275 in loans loss reserves. That gives it a Texas Ratio of 0.81%.

Net Worth
Caltech Employees U.S. Average
9.95% 13.47%

Caltech Employees FCU has a net worth of 9.95% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Caltech Employees

Branches and Savings

What is Caltech Employees?

A federal credit union, registered with the NCUA under certificate #6681.
Learn more about credit unions here.

Is Caltech Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Caltech Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Caltech Employees's share account and share certificate rates?

Caltech Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Caltech Employees?

Caltech Employees has total capital of $170.39 million. Full information on Caltech Employees's financial position is located above.

Who owns Caltech Employees?

Credit Unions are owned by their members.

Where are Caltech Employees branches located?

See branch locations nearby.

Are Caltech Employees ATMs Open 24/7?

Do Caltech Employees ATMs accept cash deposits?

Can Caltech Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Caltech Employees have a mobile app?

Does Caltech Employees have mobile deposit?

Does Caltech Employees have quick pay?

How can Caltech Employees transfer money to other banks or credit unions?

Does Caltech Employees report to credit bureaus?

Does Caltech Employees use Chexsystems?

Does Caltech Employees use Equifax?

What is Caltech Employees's toll free phone number?

What is Caltech Employees's ACH Routing Number?

What is Caltech Employees's SWIFT code?

Where can I find Caltech Employees's wire transfer form?

What is the Caltech Employees address for deposits?

What Products Does Caltech Employees Offer

Does Caltech Employees offer mortgages?

Compare mortgage rates here.

Does Caltech Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Caltech Employees offer auto and RV loans?

Compare auto loan rates here.

Does Caltech Employees offer student loans or personal loans?

Compare personal loan rates here.

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