Caltech Employees Federal Credit Union

Headquarters

P.o. Box 11001
La Canada, CA 91012
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Caltech Employees is an NCUA insured institution located in La Canada, CA. It was founded in 1950 and has approximately $2102.62 millions in assets.

Who can join?

Employees and members of the following groups are eligible to join CEFCU:

Employees of the California Institute of Technology who work at the Campus, Jet Propulsion Laboratory (JPL), Mt. Wilson, Mt. Palomar, etc.;
NASA employees at JPL
Employees of the Henry R. Huntington Library and Botanical Gardens;
Independent contractors and documented volunteers who have worked regularly for the Caltech Campus, JPL, or The Huntington;
Registered graduate and undergraduate students of Caltech;
Members of the Caltech Alumni Association;
Employees of the Carnegie Institute of Washington located in Pasadena and Palomar;
Employees of California Association for Research in Astronomy (CARA)
The Associates of the California Institute of Technology
Faculty, administration and students of the Polytechnic School
Faculty, administration and students of the Child Educational Center (CEC)
Immediate family of current members

NCUA Insured Yes / Federally Chartered
Charter Number # # 6681
Date Established 1950
Assets $2,102.62 million
Loans $489.94 million
Deposits $1,893.47 million
Capital $196.44 million
 

Field of Membership Restrictions

Membership in Caltech Employees Federal Credit Union is open to the following: (1) employees of the California Institute of Technology who work at the Campus, Jet Propulsion Laboratory (JPL), Mt. Wilson, Mt. Palomar; (2) employees of the Henry R. Huntington Library and Botanical Gardens; (3) students of CalTech; (4) employees of NASA working at JPL; (5) employees of the Carnegie Institute of Washington located in Pasadena and Palomar; (6) members of the Caltech Alumni Association; (7) faculty, administration and students of the Polytechnic School; (8) associates of the California Institute of Technology.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Caltech Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Caltech Employees
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Advertiser Disclosure

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CALTECH EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Morty, Inc.
NMLS ID: 1429243
2.755% 2.690% 0.88 $2,115 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to CALTECH EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Caltech Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Caltech Employees Locations



Climate Initiatives

CALTECH EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Caltech Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Caltech Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Caltech Employees U.S. Average
0.28% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Caltech Employees had $557,044 in non-current loans and $0 in owned assets. To cover these potential losses it had $196,437,351 in net worth and $1,767,844 in loans loss reserves. That gives it a Texas Ratio of 0.28%.

Net Worth
Caltech Employees U.S. Average
9.34% 12.22%

Caltech Employees FCU has a net worth of 9.34% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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