CARDINAL CREDIT UNION, INC.

8500 WESTPORT DR
Mentor, OH 44060

 

2019 Overview

General Credit Union Information

NCUA Insured No
Charter Number # # 96753
Date Established 0000
Assets $242.24 million
Loans $174.74 million
Deposits $209.34 million
Capital $29.72 million

Cardinal Credit Union, Inc. is located in Mentor, Oh. It was founded in 0000 and has approximately $242.24 millions in assets.

Who can join?

You may become a member of Cardinal Community Credit Union if you live, work, worship, or attend school in Lake, Cuyahoga, Geauga, or Ashtabula counties.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cuyahoga, Lake, Geauga, Ashtabula, Portage, Summit, and Mahoning Counties in Ohio.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $14,999 Learn MoreShow Less
Money Market
0.30% $15,000 - Learn MoreShow Less
Premium Money Market Account
0.30% $15,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
0.70% $500 - Learn MoreShow Less
12 Mo CD
1.40% $500 - Learn MoreShow Less
18 Mo CD
1.60% $500 - Learn MoreShow Less
24 Mo CD
1.70% $500 - Learn MoreShow Less
36 Mo CD
1.90% $500 - Learn MoreShow Less
48 Mo CD
2.00% $500 - Learn MoreShow Less
60 Mo CD
2.10% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Interest Plus Checking 1.50% $0 $6.95 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CARDINAL CREDIT UNION, INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to CARDINAL CREDIT UNION, INC.
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Branches

Below are Cardinal Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cardinal Credit Union, Inc. Locations


Financial Details

Cardinal Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cardinal Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cardinal Credit Union, Inc. U.S. Average
2.05% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cardinal Credit Union, Inc. had $587,589 in non-current loans and $50,744 in owned assets. To cover these potential losses it had $29,724,653 in net worth and $1,454,104 in loans loss reserves. That gives it a Texas Ratio of 2.05%.

Net Worth
Cardinal Credit Union, Inc. U.S. Average
12.27% 13.47%

Cardinal Credit Union, Inc. FCU has a net worth of 12.27% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cardinal Credit Union, Inc.

Branches and Savings

What is Cardinal Credit Union, Inc.?

A federal credit union, registered with the NCUA under certificate #96753.
Learn more about credit unions here.

Is Cardinal Credit Union, Inc. FDIC insured?

No, Cardinal Credit Union, Inc. credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Cardinal Credit Union, Inc.?

Please see Field of Membership information above for information on who is eligible to join.

What are Cardinal Credit Union, Inc.'s share account and share certificate rates?

Cardinal Credit Union, Inc.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cardinal Credit Union, Inc.?

Cardinal Credit Union, Inc. has total capital of $29.72 million. Full information on Cardinal Credit Union, Inc.'s financial position is located above.

Who owns Cardinal Credit Union, Inc.?

Credit Unions are owned by their members.

Where are Cardinal Credit Union, Inc. branches located?

See branch locations nearby.

Are Cardinal Credit Union, Inc. ATMs Open 24/7?

Do Cardinal Credit Union, Inc. ATMs accept cash deposits?

Can Cardinal Credit Union, Inc. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cardinal Credit Union, Inc. have a mobile app?

Does Cardinal Credit Union, Inc. have mobile deposit?

Does Cardinal Credit Union, Inc. have quick pay?

How can Cardinal Credit Union, Inc. transfer money to other banks or credit unions?

Does Cardinal Credit Union, Inc. report to credit bureaus?

Does Cardinal Credit Union, Inc. use Chexsystems?

Does Cardinal Credit Union, Inc. use Equifax?

What is Cardinal Credit Union, Inc.'s toll free phone number?

What is Cardinal Credit Union, Inc.'s ACH Routing Number?

What is Cardinal Credit Union, Inc.'s SWIFT code?

Where can I find Cardinal Credit Union, Inc.'s wire transfer form?

What is the Cardinal Credit Union, Inc. address for deposits?

What Products Does Cardinal Credit Union, Inc. Offer

Does Cardinal Credit Union, Inc. offer mortgages?

Compare mortgage rates here.

Does Cardinal Credit Union, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cardinal Credit Union, Inc. offer auto and RV loans?

Compare auto loan rates here.

Does Cardinal Credit Union, Inc. offer student loans or personal loans?

Compare personal loan rates here.

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