Cascade Federal Credit Union

Headquarters

18020 80th Ave S
Kent, WA 98032
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	N.A.	4.75% →
1-Year CD	N.A.	4.59% →
2-Year CD	N.A.	4.25% →
5-Year CD	N.A.	4.30% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Cascade is an NCUA insured institution located in Kent, WA. It was founded in 1952 and has approximately $347.35 millions in assets.

Who can join?

If you work for any of the following employers, you are eligible to join Cascade FCU.

Advanced Fire Protection
Aim Aviation
Alliance Packaging LLC
Allpak Container
A.O. Smith Water Products
ATS - Aviation Technical Services
Barclay-Dean Interiors
Bekins Northwest
BIT Statement Processor
Brady International
Burlington Northern Santa Fe
Carquest Auto Parts
Chemithon
City Restaurant Group
Clark Office Products
Clipper Seafoods
Costco
Cummins NW
Cutter & Buck
Dyno Battery
Eagle Systems Inc.
Evergreen Pharmaceutical
Exotic Metals
Foss Maritime
Foss Environmental
Frito Lay
Glacier Bay Catamarans
Gray & Osborne
Harris Electric
Hartung Glass
Highline Medical Center
Holman Distribution
KP Corporation
Jumbo Foods
King's Command Foods Inc.
Macnab Manufacturing
Magic Toyota
Marco
Martin Selig Real Estate
McCallum Print Group
McKinstry
Mental Health North
NC Machinery
New Century Media
New Edge Networks
Northwest Seafood Processors
Northwestern Industries
Olympic Brake Supply
Opti Disc Solutions
Paccar Automotive
Peerless Systems Imaging Products
Philips Environmental Services
Radisson
Rane Corporation
Raven Services Corp
Reid Middleton
Rudd Company
Ryerson Inc., Joseph T.
Scarsella Brothers Inc.
Seattle Bike Supply
Seattle Veterinary
Sharp Busines Systems
Sheets Unlimited
Strasser Wooden Works
Sunshine Baking Company
Sysco Continental
Time Oil
TMX Aerospace
Trident Seafoods
Trojan Lithograph Group
Tyson Seafoods Group
Universal Refrigeration
Valley Communications Center
Warwick Hotel
W. G. Clark Construction


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 7748
Date Established	1952
Assets	$347.35 million
Loans	$142.77 million
Deposits	$316.15 million
Capital	$49.03 million

Field of Membership Restrictions

Membership is open to members of the credit union's select employer group, including Accell North America, Inc, Chemithon, Evergreen Pharmaceutical, Frito Lay, and Great Northern Cascade Railway.

Deposit Rates - January 25, 2025

Your Current Location: Washington, WA 98109

We do not yet have rates for Cascade

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - January 25, 2025

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Cascade

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2463124 License#: Yes	6.541%	6.375%	0.75	$5,706	$1,997	Learn More
NMLS ID: 118653 License#: CL-118653	6.718%	6.624%	1.00	$3,110	$2,049	Learn More
NMLS ID: 1025894	6.860%	6.750%	0.88	$3,618	$2,076	Learn More
NMLS ID: 6606	6.965%	6.875%	0.88	$2,931	$2,103	Learn More

See More Mortgage Rates →

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Rate See Table	Intro APR 9.600 % After Intro: 9.600 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Cascade
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cascade branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington

Cascade Locations around zip code 98109

Branch	Distance	Map	View Lobby Hours
Seattle	2.95	A	View Lobby Hours
Kent	14.26	B	View Lobby Hours
Everett	18.41	C	View Lobby Hours
Tacoma Narrows Federal Credit Union	24.31	D	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

CASCADE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Cascade Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cascade. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Cascade	U.S. Average
1.93%	5.69

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2024, Cascade had $875,898 in non-current loans and $78,438 in owned assets. To cover these potential losses it had $49,033,020 in net worth and $321,580 in loans loss reserves. That gives it a Texas Ratio of 1.93%.

Net Worth

Cascade	U.S. Average
14.11%	14.16%

Cascade FCU has a net worth of 14.11% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Cascade

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