Centra Health Credit Union Inc.

Headquarters

3300 Rivermont Avenue
Lynchburg, VA 24503
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Notable Rates APY Vs.Others
Savings N.A. 4.08% →
1-Year CD N.A. 4.71% →
2-Year CD N.A. 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Centra Health Credit Union Inc. is an NCUA insured institution located in Lynchburg, VA. It was founded in 1965 and has approximately $9.24 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 66937
Date Established 1965
Assets $9.24 million
Loans $4.95 million
Deposits $8.84 million
Capital $0.38 million
 

Deposit Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

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Loan Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CENTRA HEALTH CREDIT UNION INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Virginia Home Equity Line Of Credit Rates 2022

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After Intro: 7.500 %
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Note to CENTRA HEALTH CREDIT UNION INC.
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Branches

Below are Centra Health Credit Union Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Centra Health Credit Union Inc. Locations



Climate Initiatives

CENTRA HEALTH CREDIT UNION INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Centra Health Credit Union Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Centra Health Credit Union Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Centra Health Credit Union Inc. U.S. Average
45.05% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Centra Health Credit Union Inc. had $265,702 in non-current loans and $0 in owned assets. To cover these potential losses it had $379,037 in net worth and $210,725 in loans loss reserves. That gives it a Texas Ratio of 45.05%.

Net Worth
Centra Health Credit Union Inc. U.S. Average
4.1% 12.40%

Centra Health Credit Union Inc. FCU has a net worth of 4.1% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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