Centra Health Credit Union Inc.

Headquarters

3300 Rivermont Avenue
Lynchburg, VA 24503
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Centra Health Credit Union Inc. is an NCUA insured institution located in Lynchburg, VA. It was founded in 1965 and has approximately $9.24 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 66937
Date Established 1965
Assets $9.24 million
Loans $4.95 million
Deposits $8.84 million
Capital $0.38 million
 

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRA HEALTH CREDIT UNION INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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2.782% 2.750% 0.38 $1,045 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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2.990 %
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Note to CENTRA HEALTH CREDIT UNION INC.
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Branches

Below are Centra Health Credit Union Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Centra Health Credit Union Inc. Locations


Financial Details

Centra Health Credit Union Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Centra Health Credit Union Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Centra Health Credit Union Inc. U.S. Average
45.05% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Centra Health Credit Union Inc. had $265,702 in non-current loans and $0 in owned assets. To cover these potential losses it had $379,037 in net worth and $210,725 in loans loss reserves. That gives it a Texas Ratio of 45.05%.

Net Worth
Centra Health Credit Union Inc. U.S. Average
4.1% 12.67%

Centra Health Credit Union Inc. FCU has a net worth of 4.1% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Centra Health Credit Union Inc.

Branches and Savings

What is Centra Health Credit Union Inc.?

A federal credit union, registered with the NCUA under certificate #66937.
Learn more about credit unions here.

Is Centra Health Credit Union Inc. FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Centra Health Credit Union Inc. is insured by the NCUA.

Who can join Centra Health Credit Union Inc.?

Please see Field of Membership information above for information on who is eligible to join.

What are Centra Health Credit Union Inc.'s share account and share certificate rates?

Centra Health Credit Union Inc.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Centra Health Credit Union Inc.?

Centra Health Credit Union Inc. has total capital of $0.38 million. Full information on Centra Health Credit Union Inc.'s financial position is located above.

Who owns Centra Health Credit Union Inc.?

Credit Unions are owned by their members.

Where are Centra Health Credit Union Inc. branches located?

See branch locations nearby.

Are Centra Health Credit Union Inc. ATMs Open 24/7?

Do Centra Health Credit Union Inc. ATMs accept cash deposits?

Can Centra Health Credit Union Inc. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Centra Health Credit Union Inc. have a mobile app?

Does Centra Health Credit Union Inc. have mobile deposit?

Does Centra Health Credit Union Inc. have quick pay?

How can Centra Health Credit Union Inc. transfer money to other banks or credit unions?

Does Centra Health Credit Union Inc. report to credit bureaus?

Does Centra Health Credit Union Inc. use Chexsystems?

Does Centra Health Credit Union Inc. use Equifax?

What is Centra Health Credit Union Inc.'s toll free phone number?

What is Centra Health Credit Union Inc.'s ACH Routing Number?

What is Centra Health Credit Union Inc.'s SWIFT code?

Where can I find Centra Health Credit Union Inc.'s wire transfer form?

What is the Centra Health Credit Union Inc. address for deposits?

What Products Does Centra Health Credit Union Inc. Offer

Does Centra Health Credit Union Inc. offer mortgages?

Compare mortgage rates here.

Does Centra Health Credit Union Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Centra Health Credit Union Inc. offer auto and RV loans?

Compare auto loan rates here.

Does Centra Health Credit Union Inc. offer student loans or personal loans?

Compare personal loan rates here.

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