Central Missouri Community Credit Union

Headquarters

620 N Maguire St
Warrensburg, MO 64093
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Notable Rates APY Vs.Others
Savings 0.06% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.01% 4.47% →
5-Year CD 1.31% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Central Missouri Community is an NCUA insured institution located in Warrensburg, MO. It was founded in 1961 and has approximately $141.55 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60383
Date Established 1961
Assets $141.55 million
Loans $91.55 million
Deposits $130.91 million
Capital $11.26 million
 

Field of Membership Restrictions

Central Missouri Community CU is open to anyone that lives or works in these Missouri Counties; Johnson, Pettis, Ray, Carroll, LaFayette, and Henry or the city of Excelsior Springs, as well as anyone affiliated with the field of education including college students and high school juniors and seniors in any of the district counties within the University of Central Missouri area. Membership eligibility also extends to the employees and members of the CU-affiliated SEG's and organizations as well as the family members of current CU members.

Deposit Rates - September 29, 2026

Your Current Location: Tennessee, TN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.06% $50 - Learn More
Money Market
0.25% $1 $2,500 Learn More
Money Market
0.30% $2,501 $10,000 Learn More
Money Market
0.30% $10,001 $25,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 - Learn More
12 Mo CD
0.75% $1,000 - Learn More
18 Mo CD
0.75% $500 - Learn More
24 Mo CD
1.01% $500 - Learn More
30 Mo CD
1.01% $500 - Learn More
36 Mo CD
1.11% $500 - Learn More
48 Mo CD
1.26% $500 - Learn More
60 Mo CD
1.31% $500 - Learn More

Loan Rates - September 29, 2026

Your Current Location: Tennessee, TN

There are currently no loan rates available for Central Missouri Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Tennessee 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Tennessee Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Central Missouri Community
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Branches

Below are Central Missouri Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Elizabethton,Tennessee



Climate Policy and Initiatives

CENTRAL MISSOURI COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Central Missouri Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Missouri Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Missouri Community U.S. Average
10.79% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Central Missouri Community had $1,175,908 in non-current loans and $60,696 in owned assets. To cover these potential losses it had $11,262,677 in net worth and $196,970 in loans loss reserves. That gives it a Texas Ratio of 10.79%.

Net Worth
Central Missouri Community U.S. Average
7.96% 14.48%

Central Missouri Community FCU has a net worth of 7.96% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Central Missouri Community

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