Central Valley Federal Credit Union


P O Box 3191
Arnold, PA 15068
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Central Valley is an NCUA insured institution located in Arnold, PA. It was founded in 1935 and has approximately $2.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 400
Date Established 1935
Assets $2.13 million
Loans $1.25 million
Deposits $2.00 million
Capital $0.13 million

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Central Valley

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Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRAL VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.904% 2.875% 0.38 $928 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Central Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Central Valley Locations

Climate Initiatives

CENTRAL VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Central Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Valley U.S. Average
32.25% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Central Valley had $52,773 in non-current loans and $0 in owned assets. To cover these potential losses it had $128,293 in net worth and $35,342 in loans loss reserves. That gives it a Texas Ratio of 32.25%.

Net Worth
Central Valley U.S. Average
6.03% 12.22%

Central Valley FCU has a net worth of 6.03% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Central Valley

Branches and Savings

What is Central Valley?

A federal credit union, registered with the NCUA under certificate #400.
Learn more about credit unions here.

Is Central Valley FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Central Valley is insured by the NCUA.

Who can join Central Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Valley's share account and share certificate rates?

Central Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Valley?

Central Valley has total capital of $0.13 million. Full information on Central Valley's financial position is located above.

Who owns Central Valley?

Credit Unions are owned by their members.

Where are Central Valley branches located?

See branch locations nearby.

Are Central Valley ATMs Open 24/7?

Do Central Valley ATMs accept cash deposits?

Can Central Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Valley have a mobile app?

Does Central Valley have mobile deposit?

Does Central Valley have quick pay?

How can Central Valley transfer money to other banks or credit unions?

Does Central Valley report to credit bureaus?

Does Central Valley use Chexsystems?

Does Central Valley use Equifax?

What is Central Valley's toll free phone number?

What is Central Valley's ACH Routing Number?

What is Central Valley's SWIFT code?

Where can I find Central Valley's wire transfer form?

What is the Central Valley address for deposits?

What Products Does Central Valley Offer

Does Central Valley offer mortgages?

Compare mortgage rates here.

Does Central Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Valley offer auto and RV loans?

Compare auto loan rates here.

Does Central Valley offer student loans or personal loans?

Compare personal loan rates here.

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