CENTRAL WILLAMETTE COMMUNITY

PO BOX 1899
Albany, OR 97321

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62665
Date Established 1955
Assets $307.31 million
Loans $252.94 million
Deposits $269.64 million
Capital $28.19 million

Central Willamette Community is an NCUA insured institution located in Albany, OR. It was founded in 1955 and has approximately $307.31 millions in assets.

Who can join?

To join Central Willamette, you just need to live or work in Linn, Benton, Marion or Polk County or have an immediate family member who is a member.

Field of Membership Restrictions

Membership in Central Willamette Community Credit Union is open to those who live or work in Benton, Linn, Marion or Polk Counties in Oregon and immediate family of existing members (membership requirements are listed in the credit union's online application).

Deposit Rates - October 18, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $1,001 $5,000 Learn MoreShow Less
Money Market
0.30% $10,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.75% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $10,000 $24,999 Learn MoreShow Less

Loan Rates - October 18, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CENTRAL WILLAMETTE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.774% 4.750% 0.25 $690 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.646% 4.625% 0.25 $625 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to CENTRAL WILLAMETTE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Central Willamette Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Central Willamette Community Locations

Financial Details

Central Willamette Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Willamette Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Willamette Community U.S. Average
4.63% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Central Willamette Community had $1,132,095 in non-current loans and $248,214 in owned assets. To cover these potential losses it had $28,194,803 in net worth and $1,599,545 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Central Willamette Community U.S. Average
9.17% 13.21%

Central Willamette Community FCU has a net worth of 9.17% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Central Willamette Community

What is Central Willamette Community?

A federal credit union, registered with the NCUA under certificate #62665.
Learn more about credit unions here.

Is Central Willamette Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Central Willamette Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Willamette Community's share account and share certificate rates?

Central Willamette Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Willamette Community?

Central Willamette Community has total capital of $28.19 million. Full information on Central Willamette Community's financial position is located above.

Who owns Central Willamette Community?

Credit Unions are owned by their members.

Where are Central Willamette Community branches located?

See branch locations nearby.

Are Central Willamette Community ATMs Open 24/7?

Do Central Willamette Community ATMs accept cash deposits?

Can Central Willamette Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Willamette Community have a mobile app?

Does Central Willamette Community have mobile deposit?

Does Central Willamette Community have quick pay?

How can Central Willamette Community transfer money to other banks or credit unions?

Does Central Willamette Community report to credit bureaus?

Does Central Willamette Community use Chexsystems?

Does Central Willamette Community use Equifax?

What is Central Willamette Community's toll free phone number?

What is Central Willamette Community's ACH Routing Number?

What is Central Willamette Community's SWIFT code?

Where can I find Central Willamette Community's wire transfer form?

What is the Central Willamette Community address for deposits?

What Products Does Central Willamette Community Offer

Does Central Willamette Community offer mortgages?

Compare mortgage rates here.

Does Central Willamette Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Willamette Community offer auto and RV loans?

Compare auto loan rates here.

Does Central Willamette Community offer student loans or personal loans?

Compare personal loan rates here.

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