4455 Arden Dr
El Monte, CA 91731
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.85% 0.71% →
2-Year CD 0.80% 0.81% →
5-Year CD 1.25% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Certified is an NCUA insured institution located in El Monte, CA. It was founded in 1954 and has approximately $702.77 millions in assets.

Who can join?

Those who are eligible to join Vons Credit Union include:

All Vons and Unified employees, their family members, and households
Employees of companies who do business with Unified Grocers.

Anyone who lives, works, attends school or worships in the areas of El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia and parts of the City of Industry

Companies located in the areas listed above that would like to offer Vons Credit Union membership as an additional employee benefit

Membership is a benefit that can be shared. Once you become a member of Vons Credit Union, your family and household are eligible to join as well, regardless of where they live, work or worship.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9230
Date Established 1954
Assets $702.77 million
Loans $366.08 million
Deposits $561.01 million
Capital $130.67 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia and parts of the City of Industry. Membership is also open to All Vons, Pavilions and Albertsons employees, their family members, and households, or employees of companies who do business with Unified Grocers.

Deposit Rates - February 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - February 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CERTIFIED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.945% 2.875% 0.88 $2,245 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Certified branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Certified Locations

Financial Details

Certified Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Certified. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Certified U.S. Average
0.67% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Certified had $831,394 in non-current loans and $71,656 in owned assets. To cover these potential losses it had $130,666,035 in net worth and $3,891,894 in loans loss reserves. That gives it a Texas Ratio of 0.67%.

Net Worth
Certified U.S. Average
18.59% 12.91%

Certified FCU has a net worth of 18.59% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Certified

Branches and Savings

What is Certified?

A federal credit union, registered with the NCUA under certificate #9230.
Learn more about credit unions here.

Is Certified FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Certified is insured by the NCUA.

Who can join Certified?

Please see Field of Membership information above for information on who is eligible to join.

What are Certified's share account and share certificate rates?

Certified's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Certified?

Certified has total capital of $130.67 million. Full information on Certified's financial position is located above.

Who owns Certified?

Credit Unions are owned by their members.

Where are Certified branches located?

See branch locations nearby.

Are Certified ATMs Open 24/7?

Do Certified ATMs accept cash deposits?

Can Certified customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Certified have a mobile app?

Does Certified have mobile deposit?

Does Certified have quick pay?

How can Certified transfer money to other banks or credit unions?

Does Certified report to credit bureaus?

Does Certified use Chexsystems?

Does Certified use Equifax?

What is Certified's toll free phone number?

What is Certified's ACH Routing Number?

What is Certified's SWIFT code?

Where can I find Certified's wire transfer form?

What is the Certified address for deposits?

What Products Does Certified Offer

Does Certified offer mortgages?

Compare mortgage rates here.

Does Certified offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Certified offer auto and RV loans?

Compare auto loan rates here.

Does Certified offer student loans or personal loans?

Compare personal loan rates here.

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