CGR

2040 INGLESIDE AVE
Macon, GA 31204

Notable Rates APY Vs.Others
Savings 0.35% 2.30% →
1-Year CD 1.05% 2.25% →
2-Year CD 2.00% 2.50% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Cgr is an NCUA insured institution located in Macon, GA. It was founded in 1991 and has approximately $94.13 millions in assets.

NCUA Insured Yes
Charter Number # # 67367
Date Established 1991
Assets $94.13 million
Loans $37.54 million
Deposits $75.13 million
Capital $16.94 million
 

Field of Membership Restrictions

CGR CU is open to the employees and medical professionals within these Georgia Counties; Bibb, Houston, and Baldwin as well as the employees and staff at Tift Regional Medical Center, Cook Medical Center, and the former members of Central State Hospital CU. Membership eligibility also extends to include the family members once your membership is established.

Deposit Rates - December 6, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.05% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.05% $500 - Learn MoreShow Less
24 Mo CD
2.00% $500 - Learn MoreShow Less
36 Mo CD
2.10% $500 - Learn MoreShow Less
48 Mo CD
2.15% $500 - Learn MoreShow Less
60 Mo CD
2.25% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.60% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,500 - Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CGR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% 0.00 ($65) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to CGR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cgr branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Cgr Locations


Financial Details

Cgr Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cgr. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cgr U.S. Average
1.53% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Cgr had $263,039 in non-current loans and $2,000 in owned assets. To cover these potential losses it had $16,941,172 in net worth and $383,130 in loans loss reserves. That gives it a Texas Ratio of 1.53%.

Net Worth
Cgr U.S. Average
17.99% 13.65%

Cgr FCU has a net worth of 17.99% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cgr

Branches and Savings

What is Cgr?

A federal credit union, registered with the NCUA under certificate #67367.
Learn more about credit unions here.

Is Cgr FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cgr?

Please see Field of Membership information above for information on who is eligible to join.

What are Cgr's share account and share certificate rates?

Cgr's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cgr?

Cgr has total capital of $16.94 million. Full information on Cgr's financial position is located above.

Who owns Cgr?

Credit Unions are owned by their members.

Where are Cgr branches located?

See branch locations nearby.

Are Cgr ATMs Open 24/7?

Do Cgr ATMs accept cash deposits?

Can Cgr customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cgr have a mobile app?

Does Cgr have mobile deposit?

Does Cgr have quick pay?

How can Cgr transfer money to other banks or credit unions?

Does Cgr report to credit bureaus?

Does Cgr use Chexsystems?

Does Cgr use Equifax?

What is Cgr's toll free phone number?

What is Cgr's ACH Routing Number?

What is Cgr's SWIFT code?

Where can I find Cgr's wire transfer form?

What is the Cgr address for deposits?

What Products Does Cgr Offer

Does Cgr offer mortgages?

Compare mortgage rates here.

Does Cgr offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cgr offer auto and RV loans?

Compare auto loan rates here.

Does Cgr offer student loans or personal loans?

Compare personal loan rates here.

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