P.o. Box 3000j
Harbor, OR 97415
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chetco is an NCUA insured institution located in Harbor, OR. It was founded in 1957 and has approximately $247.92 millions in assets.

Who can join?

To be eligible to join one of the following must apply:

You live in Coos, Curry, Del Norte, Jackson, Josephine, or Klamath County.

You work in Coos, Curry, Del Norte, Jackson, Josephine, or Klamath County.

You worship in Coos, Curry, Del Norte, Jackson, Josephine, or Klamath County.

You attend school in Coos, Curry, Del Norte, Jackson, Josephine, or Klamath County.

You have a family member who is a member of Rogue Federal Credit Union.

You are related by descent, adoption, marriage, or domestic partnership to a person who meets any of the above criteria.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12047
Date Established 1957
Assets $247.92 million
Loans $252.91 million
Deposits $258.78 million
Capital $-18.13 million

Deposit Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Chetco

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Loan Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHETCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Test Advertiser QA
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0.000 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to CHETCO
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Chetco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Chetco Locations

Financial Details

Chetco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chetco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chetco U.S. Average
504.60% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chetco had $60,221,730 in non-current loans and $12,045,831 in owned assets. To cover these potential losses it had $-18,129,245 in net worth and $32,451,004 in loans loss reserves. That gives it a Texas Ratio of 504.60%.

Net Worth
Chetco U.S. Average
-7.31% 12.67%

Chetco FCU has a net worth of -7.31% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chetco

Branches and Savings

What is Chetco?

A federal credit union, registered with the NCUA under certificate #12047.
Learn more about credit unions here.

Is Chetco FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chetco is insured by the NCUA.

Who can join Chetco?

Please see Field of Membership information above for information on who is eligible to join.

What are Chetco's share account and share certificate rates?

Chetco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chetco?

Chetco has total capital of $-18.13 million. Full information on Chetco's financial position is located above.

Who owns Chetco?

Credit Unions are owned by their members.

Where are Chetco branches located?

See branch locations nearby.

Are Chetco ATMs Open 24/7?

Do Chetco ATMs accept cash deposits?

Can Chetco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chetco have a mobile app?

Does Chetco have mobile deposit?

Does Chetco have quick pay?

How can Chetco transfer money to other banks or credit unions?

Does Chetco report to credit bureaus?

Does Chetco use Chexsystems?

Does Chetco use Equifax?

What is Chetco's toll free phone number?

What is Chetco's ACH Routing Number?

What is Chetco's SWIFT code?

Where can I find Chetco's wire transfer form?

What is the Chetco address for deposits?

What Products Does Chetco Offer

Does Chetco offer mortgages?

Compare mortgage rates here.

Does Chetco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chetco offer auto and RV loans?

Compare auto loan rates here.

Does Chetco offer student loans or personal loans?

Compare personal loan rates here.

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