City Of Downey

Headquarters

10411 Lakewood Blvd
Downey, CA 90241
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

City Of Downey is an NCUA insured institution located in Downey, CA. It was founded in 1958 and has approximately $7.21 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12179
Date Established 1958
Assets $7.21 million
Loans $2.81 million
Deposits $6.64 million
Capital $0.56 million
 

Deposit Rates - June 13, 2021

Your Current Location: California, CA 92111

We do not yet have rates for City Of Downey

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Loan Rates - June 13, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for CITY OF DOWNEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.652% 2.625% 0.38 $898 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CITY OF DOWNEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are City Of Downey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


City Of Downey Locations


Financial Details

City Of Downey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of City Of Downey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
City Of Downey U.S. Average
2.21% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, City Of Downey had $13,766 in non-current loans and $0 in owned assets. To cover these potential losses it had $560,245 in net worth and $61,558 in loans loss reserves. That gives it a Texas Ratio of 2.21%.

Net Worth
City Of Downey U.S. Average
7.76% 12.67%

City Of Downey FCU has a net worth of 7.76% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About City Of Downey

Branches and Savings

What is City Of Downey?

A federal credit union, registered with the NCUA under certificate #12179.
Learn more about credit unions here.

Is City Of Downey FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. City Of Downey is insured by the NCUA.

Who can join City Of Downey?

Please see Field of Membership information above for information on who is eligible to join.

What are City Of Downey's share account and share certificate rates?

City Of Downey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is City Of Downey?

City Of Downey has total capital of $0.56 million. Full information on City Of Downey's financial position is located above.

Who owns City Of Downey?

Credit Unions are owned by their members.

Where are City Of Downey branches located?

See branch locations nearby.

Are City Of Downey ATMs Open 24/7?

Do City Of Downey ATMs accept cash deposits?

Can City Of Downey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does City Of Downey have a mobile app?

Does City Of Downey have mobile deposit?

Does City Of Downey have quick pay?

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Does City Of Downey report to credit bureaus?

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What is the City Of Downey address for deposits?

What Products Does City Of Downey Offer

Does City Of Downey offer mortgages?

Compare mortgage rates here.

Does City Of Downey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does City Of Downey offer auto and RV loans?

Compare auto loan rates here.

Does City Of Downey offer student loans or personal loans?

Compare personal loan rates here.

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