1981 State Hill Rd
Wyomissing, PA 19610
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Clearchoice is an NCUA insured institution located in Wyomissing, PA. It was founded in 1957 and has approximately $15.44 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12020
Date Established 1957
Assets $15.44 million
Loans $10.64 million
Deposits $14.41 million
Capital $0.98 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Clearchoice

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Clearchoice

Note to Clearchoice
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CLEARCHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Clearchoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Clearchoice Locations

Financial Details

Clearchoice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clearchoice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clearchoice U.S. Average
6.82% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Clearchoice had $78,669 in non-current loans and $6,208 in owned assets. To cover these potential losses it had $976,497 in net worth and $267,910 in loans loss reserves. That gives it a Texas Ratio of 6.82%.

Net Worth
Clearchoice U.S. Average
6.32% 12.67%

Clearchoice FCU has a net worth of 6.32% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Clearchoice

Branches and Savings

What is Clearchoice?

A federal credit union, registered with the NCUA under certificate #12020.
Learn more about credit unions here.

Is Clearchoice FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Clearchoice is insured by the NCUA.

Who can join Clearchoice?

Please see Field of Membership information above for information on who is eligible to join.

What are Clearchoice's share account and share certificate rates?

Clearchoice's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Clearchoice?

Clearchoice has total capital of $0.98 million. Full information on Clearchoice's financial position is located above.

Who owns Clearchoice?

Credit Unions are owned by their members.

Where are Clearchoice branches located?

See branch locations nearby.

Are Clearchoice ATMs Open 24/7?

Do Clearchoice ATMs accept cash deposits?

Can Clearchoice customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Clearchoice have a mobile app?

Does Clearchoice have mobile deposit?

Does Clearchoice have quick pay?

How can Clearchoice transfer money to other banks or credit unions?

Does Clearchoice report to credit bureaus?

Does Clearchoice use Chexsystems?

Does Clearchoice use Equifax?

What is Clearchoice's toll free phone number?

What is Clearchoice's ACH Routing Number?

What is Clearchoice's SWIFT code?

Where can I find Clearchoice's wire transfer form?

What is the Clearchoice address for deposits?

What Products Does Clearchoice Offer

Does Clearchoice offer mortgages?

Compare mortgage rates here.

Does Clearchoice offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Clearchoice offer auto and RV loans?

Compare auto loan rates here.

Does Clearchoice offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Clearchoice

There are currently no comments for Clearchoice. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →