CLEARWATER

Headquarters

3600 BROOKS ST
Missoula, MT 59801
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.50% 0.81% →
5-Year CD 0.50% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Clearwater is an NCUA insured institution located in Missoula, MT. It was founded in 1956 and has approximately $709.89 millions in assets.

Who can join?

Membership in Missoula Federal Credit Union is open to persons who live, work, worship or attend school in, and businesses located in Missoula, Lake or Ravalli Counties, Montana and their immediate families.

NCUA Insured Yes
Charter Number # # 11300
Date Established 1956
Assets $709.89 million
Loans $382.11 million
Deposits $623.23 million
Capital $65.27 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Missoula County, Lake County, or Ravalli County.

Deposit Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
Special: 11 Mo CD
0.75% $500 - Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CLEARWATER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CLEARWATER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Clearwater branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Clearwater Locations


Financial Details

Clearwater Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clearwater. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clearwater U.S. Average
1.18% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Clearwater had $682,048 in non-current loans and $160,738 in owned assets. To cover these potential losses it had $65,265,414 in net worth and $6,283,794 in loans loss reserves. That gives it a Texas Ratio of 1.18%.

Net Worth
Clearwater U.S. Average
9.19% 12.91%

Clearwater FCU has a net worth of 9.19% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Clearwater

Branches and Savings

What is Clearwater?

A federal credit union, registered with the NCUA under certificate #11300.
Learn more about credit unions here.

Is Clearwater FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Clearwater?

Please see Field of Membership information above for information on who is eligible to join.

What are Clearwater's share account and share certificate rates?

Clearwater's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Clearwater?

Clearwater has total capital of $65.27 million. Full information on Clearwater's financial position is located above.

Who owns Clearwater?

Credit Unions are owned by their members.

Where are Clearwater branches located?

See branch locations nearby.

Are Clearwater ATMs Open 24/7?

Do Clearwater ATMs accept cash deposits?

Can Clearwater customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Clearwater have a mobile app?

Does Clearwater have mobile deposit?

Does Clearwater have quick pay?

How can Clearwater transfer money to other banks or credit unions?

Does Clearwater report to credit bureaus?

Does Clearwater use Chexsystems?

Does Clearwater use Equifax?

What is Clearwater's toll free phone number?

What is Clearwater's ACH Routing Number?

What is Clearwater's SWIFT code?

Where can I find Clearwater's wire transfer form?

What is the Clearwater address for deposits?

What Products Does Clearwater Offer

Does Clearwater offer mortgages?

Compare mortgage rates here.

Does Clearwater offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Clearwater offer auto and RV loans?

Compare auto loan rates here.

Does Clearwater offer student loans or personal loans?

Compare personal loan rates here.

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