Po Box 1149
Bellevue, NE 68005
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sac is an NCUA insured institution located in Bellevue, NE. It was founded in 1946 and has approximately $1009.48 millions in assets.

Who can join?

Individuals qualify for membership through living, worshiping, working (or regularly conducting business in) or attending school in Douglas, Sarpy, Cass, Washington, and Saunders Counties, NE and Pottawattamie, Mills, and Harrison Counties, IA. Businesses and other entities qualify if they are located within any of the eight counties. If a member of your immediate family is a member of Cobalt Credit Union, you are also eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5400
Date Established 1946
Assets $1,009.48 million
Loans $848.71 million
Deposits $765.09 million
Capital $84.60 million

Field of Membership Restrictions

Membership in Cobalt Credit Union is open to the following: 1) those who live, work, attend school or worship in Cass, Douglas, Sarpy, Saunders, or Washington counties in Nebraska OR Carroll, Crawford, Harrison, Ida, Mills, Monona, Pottawattamie, Sac, or Shelby counties in Iowa; 2) employees or retirees of SpartanNash and their immediate family; 3) immediate family of current members.

Deposit Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

Checking Rates APY MIN FEE
High Yield checking 1.50% $0 $0.00 Learn MoreShow Less
Advertiser Disclosure

Loan Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cobalt Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.418% 3.375% 0.50 $1,330 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to Cobalt Credit Union
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sac branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

Cobalt Credit Union is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sac Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sac. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sac U.S. Average
11.71% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Sac had $10,757,417 in non-current loans and $20,095 in owned assets. To cover these potential losses it had $84,596,346 in net worth and $7,454,728 in loans loss reserves. That gives it a Texas Ratio of 11.71%.

Net Worth
Sac U.S. Average
8.38% 12.22%

Sac FCU has a net worth of 8.38% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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