PO BOX 1149
Bellevue, NE 68005
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Sac is an NCUA insured institution located in Bellevue, NE. It was founded in 1946 and has approximately $1009.48 millions in assets.

Who can join?

Individuals qualify for membership through living, worshiping, working (or regularly conducting business in) or attending school in Douglas, Sarpy, Cass, Washington, and Saunders Counties, NE and Pottawattamie, Mills, and Harrison Counties, IA. Businesses and other entities qualify if they are located within any of the eight counties. If a member of your immediate family is a member of Cobalt Credit Union, you are also eligible for membership.

NCUA Insured Yes
Charter Number # # 5400
Date Established 1946
Assets $1,009.48 million
Loans $848.71 million
Deposits $765.09 million
Capital $84.60 million

Field of Membership Restrictions

Membership in Cobalt Credit Union is open to the following: 1) those who live, work, attend school or worship in Cass, Douglas, Sarpy, Saunders, or Washington counties in Nebraska OR Carroll, Crawford, Harrison, Ida, Mills, Monona, Pottawattamie, Sac, or Shelby counties in Iowa; 2) employees or retirees of SpartanNash and their immediate family; 3) immediate family of current members.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Checking Rates APY MIN FEE
High Yield checking 1.50% $0 $0.00 Learn MoreShow Less
Advertiser Disclosure

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cobalt Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Cobalt Credit Union
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Sac branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sac Locations

Financial Details

Sac Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sac. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sac U.S. Average
11.71% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sac had $10,757,417 in non-current loans and $20,095 in owned assets. To cover these potential losses it had $84,596,346 in net worth and $7,454,728 in loans loss reserves. That gives it a Texas Ratio of 11.71%.

Net Worth
Sac U.S. Average
8.38% 13.61%

Sac FCU has a net worth of 8.38% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sac

Branches and Savings

What is Sac?

A federal credit union, registered with the NCUA under certificate #5400.
Learn more about credit unions here.

Is Sac FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sac?

Please see Field of Membership information above for information on who is eligible to join.

What are Sac's share account and share certificate rates?

Sac's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sac?

Sac has total capital of $84.60 million. Full information on Sac's financial position is located above.

Who owns Sac?

Credit Unions are owned by their members.

Where are Sac branches located?

See branch locations nearby.

Are Sac ATMs Open 24/7?

Do Sac ATMs accept cash deposits?

Can Sac customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sac have a mobile app?

Does Sac have mobile deposit?

Does Sac have quick pay?

How can Sac transfer money to other banks or credit unions?

Does Sac report to credit bureaus?

Does Sac use Chexsystems?

Does Sac use Equifax?

What is Sac's toll free phone number?

What is Sac's ACH Routing Number?

What is Sac's SWIFT code?

Where can I find Sac's wire transfer form?

What is the Sac address for deposits?

What Products Does Sac Offer

Does Sac offer mortgages?

Compare mortgage rates here.

Does Sac offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sac offer auto and RV loans?

Compare auto loan rates here.

Does Sac offer student loans or personal loans?

Compare personal loan rates here.

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