Colgate Employees


909 River Rd
Piscataway, NJ 08854
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Colgate Employees is an NCUA insured institution located in Piscataway, NJ. It was founded in 1941 and has approximately $6.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4526
Date Established 1941
Assets $6.84 million
Loans $5.07 million
Deposits $6.15 million
Capital $0.49 million

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Colgate Employees

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Note to Colgate Employees
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Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COLGATE EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.679% 2.625% 0.75 $1,780 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Colgate Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Colgate Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Colgate Employees U.S. Average
146.61% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Colgate Employees had $790,916 in non-current loans and $0 in owned assets. To cover these potential losses it had $488,675 in net worth and $50,787 in loans loss reserves. That gives it a Texas Ratio of 146.61%.

Net Worth
Colgate Employees U.S. Average
6.76% 12.20%

Colgate Employees FCU has a net worth of 6.76% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Colgate Employees

Branches and Savings

What is Colgate Employees?

A federal credit union, registered with the NCUA under certificate #4526.
Learn more about credit unions here.

Is Colgate Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Colgate Employees is insured by the NCUA.

Who can join Colgate Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Colgate Employees's share account and share certificate rates?

Colgate Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Colgate Employees?

Colgate Employees has total capital of $0.49 million. Full information on Colgate Employees's financial position is located above.

Who owns Colgate Employees?

Credit Unions are owned by their members.

Where are Colgate Employees branches located?

See branch locations nearby.

Are Colgate Employees ATMs Open 24/7?

Do Colgate Employees ATMs accept cash deposits?

Can Colgate Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Colgate Employees have a mobile app?

Does Colgate Employees have mobile deposit?

Does Colgate Employees have quick pay?

How can Colgate Employees transfer money to other banks or credit unions?

Does Colgate Employees report to credit bureaus?

Does Colgate Employees use Chexsystems?

Does Colgate Employees use Equifax?

What is Colgate Employees's toll free phone number?

What is Colgate Employees's ACH Routing Number?

What is Colgate Employees's SWIFT code?

Where can I find Colgate Employees's wire transfer form?

What is the Colgate Employees address for deposits?

What Products Does Colgate Employees Offer

Does Colgate Employees offer mortgages?

Compare mortgage rates here.

Does Colgate Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Colgate Employees offer auto and RV loans?

Compare auto loan rates here.

Does Colgate Employees offer student loans or personal loans?

Compare personal loan rates here.

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