COLLINS COMMUNITY

Headquarters

P. O. Box 10500
Cedar Rapids, IA 52410
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.45% 1.15% →
2-Year CD 0.50% 1.26% →
5-Year CD 0.95% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Collins Community is an NCUA insured institution located in Cedar Rapids, IA. It was founded in 1940 and has approximately $1232.04 millions in assets.

Who can join?

Collins Community Credit Union is open to anyone living or working in the following counties in Iowa: Benton, Black Hawk, Bremer, Buchanan, Cedar, Clinton, Clayton, Delaware, Des Moines, Dubuque, Fayette, Henry, Iowa, Jackson, Jefferson, Jones, Johnson, Keokuk, Linn, Louisa, Mahaska, Muscatine, Poweshiek, Scott, Tama, Washington, and Wapello. Businesses located in any of these counties are also eligible for membership.

NCUA Insured Yes
Charter Number # # 62969
Date Established 1940
Assets $1,232.04 million
Loans $931.21 million
Deposits $1,079.80 million
Capital $104.31 million
 

Field of Membership Restrictions

Membership in Collins Community Credit Union is open to those who live or work in Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Clinton, Clayton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Grundy, Henry, Iowa, Jackson, Jasper, Jefferson, Jones, Johnson, Keokuk, Linn, Louisa, Madison, Mahaska, Marion, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Warren, Washington and Wapello Counties in Iowa.

Deposit Rates - July 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $100 - Learn More
Money Market
0.10% $1,000 $9,999 Learn More
Money Market
0.15% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $49,999 Learn More
6 Mo CD
0.40% $100,000 $249,999 Learn More
12 Mo CD
0.35% $10,000 $49,999 Learn More
12 Mo CD
0.45% $100,000 $249,999 Learn More
24 Mo CD
0.40% $10,000 $49,999 Learn More
24 Mo CD
0.50% $100,000 $249,999 Learn More
48 Mo CD
0.65% $10,000 $49,999 Learn More
48 Mo CD
0.75% $100,000 $249,999 Learn More
60 Mo CD
0.85% $10,000 $49,999 Learn More
60 Mo CD
0.95% $100,000 $249,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $5 $999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $1,000 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Advantage Checking 2.25% $0 $0.00 Learn MoreShow Less
Free Checking 0.00% $0 $0.00 Learn MoreShow Less

Loan Rates - July 10, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COLLINS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.951% 2.875% 1.00 $2,460 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to COLLINS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Collins Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Collins Community Locations


Financial Details

Collins Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Collins Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Collins Community U.S. Average
5.82% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Collins Community had $5,412,448 in non-current loans and $920,573 in owned assets. To cover these potential losses it had $104,311,570 in net worth and $4,502,913 in loans loss reserves. That gives it a Texas Ratio of 5.82%.

Net Worth
Collins Community U.S. Average
8.46% 13.86%

Collins Community FCU has a net worth of 8.46% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Collins Community

Branches and Savings

What is Collins Community?

A federal credit union, registered with the NCUA under certificate #62969.
Learn more about credit unions here.

Is Collins Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Collins Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Collins Community's share account and share certificate rates?

Collins Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Collins Community?

Collins Community has total capital of $104.31 million. Full information on Collins Community's financial position is located above.

Who owns Collins Community?

Credit Unions are owned by their members.

Where are Collins Community branches located?

See branch locations nearby.

Are Collins Community ATMs Open 24/7?

Do Collins Community ATMs accept cash deposits?

Can Collins Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Collins Community have a mobile app?

Does Collins Community have mobile deposit?

Does Collins Community have quick pay?

How can Collins Community transfer money to other banks or credit unions?

Does Collins Community report to credit bureaus?

Does Collins Community use Chexsystems?

Does Collins Community use Equifax?

What is Collins Community's toll free phone number?

What is Collins Community's ACH Routing Number?

What is Collins Community's SWIFT code?

Where can I find Collins Community's wire transfer form?

What is the Collins Community address for deposits?

What Products Does Collins Community Offer

Does Collins Community offer mortgages?

Compare mortgage rates here.

Does Collins Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Collins Community offer auto and RV loans?

Compare auto loan rates here.

Does Collins Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Collins Community

There are currently no comments for Collins Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →