COLUMBUS UNITED

P.O. Box 585
Columbus, NE 68602

Notable Rates APY Vs.Others
Savings 0.15% 2.10% →
1-Year CD 1.75% 2.02% →
2-Year CD 1.85% 2.65% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Columbus United is an NCUA insured institution located in Columbus, NE. It was founded in 1949 and has approximately $63.92 millions in assets.

NCUA Insured Yes
Charter Number # # 24402
Date Established 1949
Assets $63.92 million
Loans $52.44 million
Deposits $56.34 million
Capital $6.82 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Platte, Butler, Colfax, Polk and Nance counties.

Deposit Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COLUMBUS UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to COLUMBUS UNITED
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Branches

Below are Columbus United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Columbus United Locations


Financial Details

Columbus United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Columbus United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Columbus United U.S. Average
4.51% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Columbus United had $325,149 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,823,582 in net worth and $388,516 in loans loss reserves. That gives it a Texas Ratio of 4.51%.

Net Worth
Columbus United U.S. Average
10.67% 13.65%

Columbus United FCU has a net worth of 10.67% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Columbus United

Branches and Savings

What is Columbus United?

A federal credit union, registered with the NCUA under certificate #24402.
Learn more about credit unions here.

Is Columbus United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Columbus United?

Please see Field of Membership information above for information on who is eligible to join.

What are Columbus United's share account and share certificate rates?

Columbus United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Columbus United?

Columbus United has total capital of $6.82 million. Full information on Columbus United's financial position is located above.

Who owns Columbus United?

Credit Unions are owned by their members.

Where are Columbus United branches located?

See branch locations nearby.

Are Columbus United ATMs Open 24/7?

Do Columbus United ATMs accept cash deposits?

Can Columbus United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Columbus United have a mobile app?

Does Columbus United have mobile deposit?

Does Columbus United have quick pay?

How can Columbus United transfer money to other banks or credit unions?

Does Columbus United report to credit bureaus?

Does Columbus United use Chexsystems?

Does Columbus United use Equifax?

What is Columbus United's toll free phone number?

What is Columbus United's ACH Routing Number?

What is Columbus United's SWIFT code?

Where can I find Columbus United's wire transfer form?

What is the Columbus United address for deposits?

What Products Does Columbus United Offer

Does Columbus United offer mortgages?

Compare mortgage rates here.

Does Columbus United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Columbus United offer auto and RV loans?

Compare auto loan rates here.

Does Columbus United offer student loans or personal loans?

Compare personal loan rates here.

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