Community Alliance Credit Union
Our records indicate that this credit union has been acquired by PEOPLE DRIVEN.
Headquarters
39209 6 Mile Rd Ste 160
Livonia, MI 48152
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2024 Overview
General Credit Union Information
Community Alliance is an NCUA insured institution located in Livonia, MI. It was founded in 1966 and has approximately $100.34 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61184 |
| Date Established | 1966 |
| Assets | $100.34 million |
| Loans | $87.83 million |
| Deposits | $94.56 million |
| Capital | $4.88 million |
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Monroe, Oakland, Wayne, Washtenaw, and Livingston Counties in Michigan. Membership is also open to employees, members of the Board of Directors/Governors, and pensioners of the Automobile Club of Michigan, the Auto Club Insurance Association, the Auto Club Group, and their successor and subsidiary companies and those who receive a retirement annuity, pension, social security, or similar retirement payment and live in or are part of a retirement organization in the counties served.
Deposit Rates - May 5, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Community Alliance
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Loan Rates - May 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Community Alliance
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.638% | 6.500% | 0.75 | $4,595 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.958% | 6.875% | 0.63 | $2,700 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Community Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
COMMUNITY ALLIANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Community Alliance Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Community Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Community Alliance | U.S. Average |
|---|---|
| 16.14% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Community Alliance had $946,231 in non-current loans and $11,429 in owned assets. To cover these potential losses it had $4,877,670 in net worth and $1,054,009 in loans loss reserves. That gives it a Texas Ratio of 16.14%.
Net Worth
| Community Alliance | U.S. Average |
|---|---|
| 4.86% | 13.62% |
Community Alliance FCU has a net worth of 4.86% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Community Alliance
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