COMMUNITY FINANCIAL

PO BOX 8050
Plymouth, MI 48170

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68631
Date Established 1951
Assets $977.85 million
Loans $902.04 million
Deposits $783.17 million
Capital $116.09 million

Community Financial is an NCUA insured institution located in Plymouth, MI. It was founded in 1951 and has approximately $977.85 millions in assets.

Field of Membership Restrictions

Membership in Community Financial Credit Union is open to those who live, work, attend school or worship in Alcona, Alpena, Antrim, Charlevoix, Cheboygan, Crawford, Emmet, Genesee, Ingham, Jackson, Kalkaska, Lapeer, Lenawee, Livingston, Macomb, Monroe, Montmorency, Oakland, Oscoda, Otsego, Presque Isle, Washtenaw, and Wayne Counties in Michigan.

Deposit Rates - October 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $5,000 $19,999 Learn MoreShow Less
Money Market
0.10% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.15% $500 $9,999,999 Learn MoreShow Less
Fixed IRA
0.15% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
2.00% $500 - Learn MoreShow Less
Special: 29 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $1,000 - Learn MoreShow Less
0.10% $1,000 $9,999,999 Learn MoreShow Less
6 Mo CD
0.10% $1,000 - Learn MoreShow Less
0.10% $1,000 $9,999,999 Learn MoreShow Less
0.15% $1,000 $9,999,999 Learn MoreShow Less
12 Mo CD
0.15% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.00% $1,000 - Learn MoreShow Less
0.25% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
0.25% $1,000 - Learn MoreShow Less
Special: 29 Mo CD
2.00% $1,000 - Learn MoreShow Less
0.40% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
0.40% $1,000 - Learn MoreShow Less
0.50% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
0.50% $1,000 - Learn MoreShow Less
0.55% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
0.55% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - October 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.408% 3.375% 0.38 $1,020 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($98) $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to COMMUNITY FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Financial Locations


Financial Details

Community Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Financial U.S. Average
5.40% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community Financial had $6,228,028 in non-current loans and $219,459 in owned assets. To cover these potential losses it had $116,089,736 in net worth and $3,283,039 in loans loss reserves. That gives it a Texas Ratio of 5.40%.

Net Worth
Community Financial U.S. Average
11.87% 13.65%

Community Financial FCU has a net worth of 11.87% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Financial

Branches and Savings

What is Community Financial?

A federal credit union, registered with the NCUA under certificate #68631.
Learn more about credit unions here.

Is Community Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Financial's share account and share certificate rates?

Community Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Financial?

Community Financial has total capital of $116.09 million. Full information on Community Financial's financial position is located above.

Who owns Community Financial?

Credit Unions are owned by their members.

Where are Community Financial branches located?

See branch locations nearby.

Are Community Financial ATMs Open 24/7?

Do Community Financial ATMs accept cash deposits?

Can Community Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Financial have a mobile app?

Does Community Financial have mobile deposit?

Does Community Financial have quick pay?

How can Community Financial transfer money to other banks or credit unions?

Does Community Financial report to credit bureaus?

Does Community Financial use Chexsystems?

Does Community Financial use Equifax?

What is Community Financial's toll free phone number?

What is Community Financial's ACH Routing Number?

What is Community Financial's SWIFT code?

Where can I find Community Financial's wire transfer form?

What is the Community Financial address for deposits?

What Products Does Community Financial Offer

Does Community Financial offer mortgages?

Compare mortgage rates here.

Does Community Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Financial offer auto and RV loans?

Compare auto loan rates here.

Does Community Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Community Financial

There are currently no comments for Community Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →