Community First Guam Federal Credit Union

Headquarters

231 Route 4, Hagatna, Gu 96910-5210
Hagatna, GU 96910
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Community First Guam is an NCUA insured institution located in Hagatna, GU. It was founded in 1962 and has approximately $232.02 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15051
Date Established 1962
Assets $232.02 million
Loans $191.73 million
Deposits $189.99 million
Capital $28.20 million
 

Field of Membership Restrictions

Membership in Community First Guam Federal Credit Union is open to those who live, work, attend school or worship on Guam.

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Community First Guam

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Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Community First Guam

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Community First Guam branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York City,New York


Community First Guam Locations around zip code 10116




Climate Policy and Initiatives

COMMUNITY FIRST GUAM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Community First Guam Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First Guam. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First Guam U.S. Average
44.16% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Community First Guam had $12,803,691 in non-current loans and $80,192 in owned assets. To cover these potential losses it had $28,204,729 in net worth and $970,400 in loans loss reserves. That gives it a Texas Ratio of 44.16%.

Net Worth
Community First Guam U.S. Average
12.16% 14.48%

Community First Guam FCU has a net worth of 12.16% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Community First Guam

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