Community First Guam

Headquarters

238 Archbishop Flores St Ste 102, H
Hagatna, GU 96910
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Community First Guam is an NCUA insured institution located in Hagatna, GU. It was founded in 1962 and has approximately $159.52 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15051
Date Established 1962
Assets $159.52 million
Loans $112.61 million
Deposits $143.96 million
Capital $14.81 million
 

Field of Membership Restrictions

Membership in Community First Guam Federal Credit Union is open to those who live, work, attend school or worship on Guam.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Community First Guam

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Community First Guam

Note to Community First Guam
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY FIRST GUAM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
ConsumerDirect Mortgage
NMLS ID: 472433
2.966% 2.875% 0.88 $2,928 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.700% 2.625% 0.63 $2,470 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to COMMUNITY FIRST GUAM
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Community First Guam branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community First Guam Locations


Financial Details

Community First Guam Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First Guam. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First Guam U.S. Average
14.67% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Community First Guam had $2,194,098 in non-current loans and $64,838 in owned assets. To cover these potential losses it had $14,809,284 in net worth and $593,595 in loans loss reserves. That gives it a Texas Ratio of 14.67%.

Net Worth
Community First Guam U.S. Average
9.28% 12.67%

Community First Guam FCU has a net worth of 9.28% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community First Guam

Branches and Savings

What is Community First Guam?

A federal credit union, registered with the NCUA under certificate #15051.
Learn more about credit unions here.

Is Community First Guam FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Community First Guam is insured by the NCUA.

Who can join Community First Guam?

Please see Field of Membership information above for information on who is eligible to join.

What are Community First Guam's share account and share certificate rates?

Community First Guam's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community First Guam?

Community First Guam has total capital of $14.81 million. Full information on Community First Guam's financial position is located above.

Who owns Community First Guam?

Credit Unions are owned by their members.

Where are Community First Guam branches located?

See branch locations nearby.

Are Community First Guam ATMs Open 24/7?

Do Community First Guam ATMs accept cash deposits?

Can Community First Guam customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community First Guam have a mobile app?

Does Community First Guam have mobile deposit?

Does Community First Guam have quick pay?

How can Community First Guam transfer money to other banks or credit unions?

Does Community First Guam report to credit bureaus?

Does Community First Guam use Chexsystems?

Does Community First Guam use Equifax?

What is Community First Guam's toll free phone number?

What is Community First Guam's ACH Routing Number?

What is Community First Guam's SWIFT code?

Where can I find Community First Guam's wire transfer form?

What is the Community First Guam address for deposits?

What Products Does Community First Guam Offer

Does Community First Guam offer mortgages?

Compare mortgage rates here.

Does Community First Guam offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community First Guam offer auto and RV loans?

Compare auto loan rates here.

Does Community First Guam offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Community First Guam

There are currently no comments for Community First Guam. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →