Community & Teachers Federal Credit Union

Headquarters

1169 S Broadway
East Providence, RI 02914
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Community & Teachers is an NCUA insured institution located in East Providence, RI. It was founded in 1961 and has approximately $30.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24730
Date Established 1961
Assets $30.81 million
Loans $19.47 million
Deposits $27.68 million
Capital $3.49 million
 

Deposit Rates - October 1, 2026

Your Current Location: Iowa, IA

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Loan Rates - October 1, 2026

Your Current Location: Iowa, IA

There are currently no loan rates available for Community & Teachers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Iowa Home Equity Line Of Credit Rates 2026

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Branches

Below are Community & Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Davenport,Iowa


Community & Teachers Locations




Climate Policy and Initiatives

COMMUNITY & TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Community & Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community & Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community & Teachers U.S. Average
21.25% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Community & Teachers had $740,092 in non-current loans and $11,911 in owned assets. To cover these potential losses it had $3,492,010 in net worth and $46,461 in loans loss reserves. That gives it a Texas Ratio of 21.25%.

Net Worth
Community & Teachers U.S. Average
11.33% 14.48%

Community & Teachers FCU has a net worth of 11.33% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Community & Teachers

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