Communityamerica

P.o. Box 15950
Kansas City, MO 66285

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67664
Date Established 1940
Assets $2,537.16 million
Loans $1,619.01 million
Deposits $2,047.94 million
Capital $317.57 million

Communityamerica is an NCUA insured institution located in Kansas City, MO. It was founded in 1940 and has approximately $2537.16 millions in assets.

Who can join?

Community America serves residents of Missouri who live or work in Jackson, Clay, Platte and St. Charles* counties. Membership is also available to people residing or working in these St. Louis, Missouri zip codes: 63031, 63042, 63044, 63045, 63055, 63074, 63114, 63121, 63134, 63140, 63141, 63145 and 63146.

The field of membership in the state of Kansas includes residents of Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee and Wyandotte counties and their family members. Also included in the state of Kansas are associations and businesses located in Johnson and Douglas counties, their subsidiaries, related or affiliated associations, companies or organizations, their membership, employees, retiree’s annuitants, contract employees and family members.

Eligibility exists if a family member falls under the community eligibility guidelines or is a member of an existing Select Employee Group. An eligible family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian and includes step, in-law and adoptive relationships.


Select Employee Groups
Companies or organizations can elect to offer the benefits of CommunityAmerica membership to employees. Employees of approved Select Employee Groups and their family members are eligible to join the Credit Union. The following companies, and many others, are included in CommunityAmerica Credit Union’s Select Employee Group membership:

YRC Worldwide
Harley-Davidson Motor Company - Kansas City
Ameristar Casino - Kansas City
O'Reilly Auto Parts
Quintiles
Worldspan
SAIA
Ford Motor Company - Claycomo Plant
North Kansas City Hospital
Blue Springs School District
Kansas City, Missouri School District
Freightquote.com
Bushnell Outdoor Products

Field of Membership Restrictions

Membership in CommunityAmerica Credit Union is open to those who live or work in Jackson, Platte, Clay, Johnson, Douglas, Jefferson, Miami, Leavenworth, Shawnee, Wyandotte, or St. Louis County. Membership is also open to employees of the cities of Bathany, Cameron, or Hannibal and over 150 Select Employer Groups.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.25% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.55% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
1.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1 $9,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.99% 2.99% $726.92 Learn MoreShow Less
4 Year 2.99% 2.99% $553.25 Learn MoreShow Less
5 Year 2.99% 2.99% $449.11 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Communityamerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Communityamerica Locations

Financial Details

Communityamerica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Communityamerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Communityamerica U.S. Average
6.55% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Communityamerica had $17,448,970 in non-current loans and $4,587,507 in owned assets. To cover these potential losses it had $317,566,405 in net worth and $18,959,697 in loans loss reserves. That gives it a Texas Ratio of 6.55%.

Net Worth
Communityamerica U.S. Average
12.51% 13.15%

Communityamerica FCU has a net worth of 12.51% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Communityamerica

What is Communityamerica?

A federal credit union, registered with the NCUA under certificate #67664.
Learn more about credit unions here.

Is Communityamerica FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Communityamerica?

Please see Field of Membership information above for information on who is eligible to join.

What are Communityamerica's share account and share certificate rates?

Communityamerica's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Communityamerica?

Communityamerica has total capital of $317.57 million. Full information on Communityamerica's financial position is located above.

Who owns Communityamerica?

Credit Unions are owned by their members.

Where are Communityamerica branches located?

See branch locations nearby.

Are Communityamerica ATMs Open 24/7?

Do Communityamerica ATMs accept cash deposits?

Can Communityamerica customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Communityamerica have a mobile app?

Does Communityamerica have mobile deposit?

Does Communityamerica have quick pay?

How can Communityamerica transfer money to other banks or credit unions?

Does Communityamerica report to credit bureaus?

Does Communityamerica use Chexsystems?

Does Communityamerica use Equifax?

What is Communityamerica's toll free phone number?

What is Communityamerica's ACH Routing Number?

What is Communityamerica's SWIFT code?

Where can I find Communityamerica's wire transfer form?

What is the Communityamerica address for deposits?

What Products Does Communityamerica Offer

Does Communityamerica offer mortgages?

Compare mortgage rates here.

Does Communityamerica offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Communityamerica offer auto and RV loans?

Compare auto loan rates here.

Does Communityamerica offer student loans or personal loans?

Compare personal loan rates here.

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