Consumer 1st Federal Credit Union
Our records indicate that this credit union has been acquired by CENTURY HERITAGE.
Headquarters
1000 Cliffmine Rd Ste 140
Pittsburgh, PA 15275
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2024 Overview
General Credit Union Information
Consumer 1st is an NCUA insured institution located in Pittsburgh, PA. It was founded in 1981 and has approximately $17.48 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 23737 |
| Date Established | 1981 |
| Assets | $17.48 million |
| Loans | $3.03 million |
| Deposits | $14.34 million |
| Capital | $3.14 million |
Field of Membership Restrictions
Membership is open to GlaxoSmithKline Associates who work in the Pittsburgh, Aiken, Clifton, Parsippany, St. Louis and Memphis locations and associated medical sales associates.
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Consumer 1st
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Consumer 1st
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Consumer 1st
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Branches
Below are Consumer 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CONSUMER 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Consumer 1st Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Consumer 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Consumer 1st | U.S. Average |
|---|---|
| 1.23% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Consumer 1st had $9,385 in non-current loans and $29,900 in owned assets. To cover these potential losses it had $3,136,830 in net worth and $51,413 in loans loss reserves. That gives it a Texas Ratio of 1.23%.
Net Worth
| Consumer 1st | U.S. Average |
|---|---|
| 17.94% | 13.62% |
Consumer 1st FCU has a net worth of 17.94% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Consumer 1st
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