Gurnee, IL 60031
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.65% 0.95% →
5-Year CD 0.85% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Consumers Cooperative is an NCUA insured institution located in Gurnee, IL. It was founded in 1930 and has approximately $1411.81 millions in assets.

Who can join?

You are eligible for membership regardless of where you live or work.

NCUA Insured Yes
Charter Number # # 68588
Date Established 1930
Assets $1,411.81 million
Loans $1,032.10 million
Deposits $1,148.04 million
Capital $121.49 million

Field of Membership Restrictions

Membership is open to employees and customers of WESTCO.

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Special: Rewards Checking
4.09% $0 $10,000 Learn MoreShow Less
Checking Rates APY MIN FEE
Rewards Checking 3.09% $0 $0.00 Learn MoreShow Less
Free Rewards Checking 2.09% $0 $0.00 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONSUMERS COOPERATIVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Consumers Cooperative branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Consumers Cooperative Locations

Financial Details

Consumers Cooperative Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumers Cooperative. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumers Cooperative U.S. Average
8.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Consumers Cooperative had $11,109,636 in non-current loans and $87,535 in owned assets. To cover these potential losses it had $121,494,304 in net worth and $6,025,279 in loans loss reserves. That gives it a Texas Ratio of 8.78%.

Net Worth
Consumers Cooperative U.S. Average
9.19% 13.61%

Consumers Cooperative FCU has a net worth of 9.19% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Consumers Cooperative

Branches and Savings

What is Consumers Cooperative?

A federal credit union, registered with the NCUA under certificate #68588.
Learn more about credit unions here.

Is Consumers Cooperative FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Consumers Cooperative?

Please see Field of Membership information above for information on who is eligible to join.

What are Consumers Cooperative's share account and share certificate rates?

Consumers Cooperative's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Consumers Cooperative?

Consumers Cooperative has total capital of $121.49 million. Full information on Consumers Cooperative's financial position is located above.

Who owns Consumers Cooperative?

Credit Unions are owned by their members.

Where are Consumers Cooperative branches located?

See branch locations nearby.

Are Consumers Cooperative ATMs Open 24/7?

Do Consumers Cooperative ATMs accept cash deposits?

Can Consumers Cooperative customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Consumers Cooperative have a mobile app?

Does Consumers Cooperative have mobile deposit?

Does Consumers Cooperative have quick pay?

How can Consumers Cooperative transfer money to other banks or credit unions?

Does Consumers Cooperative report to credit bureaus?

Does Consumers Cooperative use Chexsystems?

Does Consumers Cooperative use Equifax?

What is Consumers Cooperative's toll free phone number?

What is Consumers Cooperative's ACH Routing Number?

What is Consumers Cooperative's SWIFT code?

Where can I find Consumers Cooperative's wire transfer form?

What is the Consumers Cooperative address for deposits?

What Products Does Consumers Cooperative Offer

Does Consumers Cooperative offer mortgages?

Compare mortgage rates here.

Does Consumers Cooperative offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Consumers Cooperative offer auto and RV loans?

Compare auto loan rates here.

Does Consumers Cooperative offer student loans or personal loans?

Compare personal loan rates here.

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