Consumers Cooperative Credit Union

Headquarters

1075 Tri State Pkwy Ste #850
Gurnee, IL 60031
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Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 0.60% 5.60% →
2-Year CD 0.65% 4.90% →
5-Year CD 0.85% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Consumers Cooperative is an NCUA insured institution located in Gurnee, IL. It was founded in 1930 and has approximately $3525.63 millions in assets.

Who can join?

You are eligible for membership regardless of where you live or work.

NCUA Insured Yes / State-Chartered
Charter Number # # 68588
Date Established 1930
Assets $3,525.63 million
Loans $2,558.11 million
Deposits $2,781.36 million
Capital $314.46 million
 

Field of Membership Restrictions

Membership is open to employees and customers of WESTCO.

Deposit Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Special: Rewards Checking
4.09% $0 $10,000 Learn MoreShow Less
Checking Rates APY MIN FEE
Rewards Checking 3.09% $0 $0.00 Learn MoreShow Less
Free Rewards Checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Consumers Cooperative

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Consumers Cooperative
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Consumers Cooperative branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Consumers Cooperative Locations



Climate Policy and Initiatives

CONSUMERS COOPERATIVE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Consumers Cooperative Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumers Cooperative. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumers Cooperative U.S. Average
14.62% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Consumers Cooperative had $48,114,279 in non-current loans and $387,736 in owned assets. To cover these potential losses it had $314,455,990 in net worth and $17,314,850 in loans loss reserves. That gives it a Texas Ratio of 14.62%.

Net Worth
Consumers Cooperative U.S. Average
9.21% 13.62%

Consumers Cooperative FCU has a net worth of 9.21% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Consumers Cooperative

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