Cornerstone Community Credit Union

Headquarters

1515 Black Rock Tpke
Fairfield, CT 06825
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 2.55% →
1-Year CD 0.05% 2.85% →
2-Year CD 0.10% 3.20% →
5-Year CD 0.50% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Cornerstone Community is an NCUA insured institution located in Fairfield, CT. It was founded in 1934 and has approximately $70.67 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68674
Date Established 1934
Assets $70.67 million
Loans $36.30 million
Deposits $63.83 million
Capital $4.64 million
 

Deposit Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.01% $2,500 $2,999 Learn More
Money Market
0.01% $10,000 $14,999 Learn More
Money Market
0.01% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.05% $10,000 $14,999 Learn More
12 Mo CD
0.05% $100,000 $199,999 Learn More
18 Mo CD
0.05% $10,000 $14,999 Learn More
18 Mo CD
0.05% $100,000 $199,999 Learn More
24 Mo CD
0.10% $10,000 $14,999 Learn More
24 Mo CD
0.10% $100,000 $199,999 Learn More
36 Mo CD
0.15% $10,000 $14,999 Learn More
36 Mo CD
0.15% $100,000 $199,999 Learn More
48 Mo CD
0.35% $10,000 $14,999 Learn More
48 Mo CD
0.35% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CORNERSTONE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.454% 5.375% 0.88 $2,195 $1,400 Learn More
First Citizens Bank
NMLS ID: 503941
5.202% 5.125% 0.88 $2,180 $1,362 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.698% 6.625% 0.25 $1,875 $1,601 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to CORNERSTONE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cornerstone Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Cornerstone Community Locations



Climate Initiatives

CORNERSTONE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cornerstone Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cornerstone Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cornerstone Community U.S. Average
3.28% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Cornerstone Community had $159,880 in non-current loans and $1,000 in owned assets. To cover these potential losses it had $4,642,976 in net worth and $255,568 in loans loss reserves. That gives it a Texas Ratio of 3.28%.

Net Worth
Cornerstone Community U.S. Average
6.57% 12.28%

Cornerstone Community FCU has a net worth of 6.57% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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