Cpm Federal Credit Union

Headquarters

1066 E Montague Ave
North Charlesto, SC 29405
See all branch locations →

ACH 253279536

Notable Rates APY Vs.Others
Savings 0.02% 4.35% →
1-Year CD 0.35% 4.59% →
2-Year CD 0.45% 4.47% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Cpm is an NCUA insured institution located in North Charlesto, SC. It was founded in 1955 and has approximately $742.02 millions in assets.

Who can join?

You can be eligible in one of five ways:

1. Work for a qualified member company.
2. Live, work, worship, attend school in Orangeburg or Calhoun County
3. Live, work, worship, attend school or volunteer in an approved area in Charleston County.
4. Be a member of the SC Firefighters' Association
5. Be an immediate family member of a CPM Federal member or live in the household. Immediate family includes: spouse, parent, grandparent, siblings, and children.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21971
Date Established 1955
Assets $742.02 million
Loans $480.66 million
Deposits $669.61 million
Capital $69.37 million
 

Field of Membership Restrictions

Must work for one of over 400 South Carolina businesses. Also open to those who live, work, worship or attend school in Orangeburg, Calhoun or approved areas in Charleston County.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.45% $10,000 $14,999 Learn More
30 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Cpm

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Cpm branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Cpm Locations around zip code 85001




Climate Policy and Initiatives

CPM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cpm Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cpm. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cpm U.S. Average
4.24% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Cpm had $2,963,245 in non-current loans and $75,730 in owned assets. To cover these potential losses it had $69,370,107 in net worth and $2,291,334 in loans loss reserves. That gives it a Texas Ratio of 4.24%.

Net Worth
Cpm U.S. Average
9.34% 14.48%

Cpm FCU has a net worth of 9.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cpm

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