CREDIT UNION OF AMERICA

Headquarters

PO BOX 47528
Wichita, KS 67201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 0.95% →
1-Year CD 0.85% 1.01% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.10% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Credit Union Of America is an NCUA insured institution located in Wichita, KS. It was founded in 1935 and has approximately $1018.94 millions in assets.

Who can join?

Credit Union of America accepts membership applications from individuals who meet one of the following membership criteria:

Employed in the field of education within the state of Kansas

Employed in education related fields in Kansas

Retired from any of the above fields

Family member of any existing CUA member

Work for one of CUA’s Employer Partners

Resident of or employed in or paid from employer within one of the following Kansas counties:

Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford, Sumner

Any non-profit, small business, organization, trust or custodial account whose signatory would otherwise be eligible for membership by above criteria.

NCUA Insured Yes
Charter Number # # 60062
Date Established 1935
Assets $1,018.94 million
Loans $860.77 million
Deposits $823.69 million
Capital $127.09 million
 

Field of Membership Restrictions

Membership in Credit Union of America is open to anyone through membership in the American Consumer Council. Membership is also open to the following: (1) those who live or work in Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford or Sumner Counties in Kansas; (2) employees or retirees in the field of education within the state of Education.

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
3.00% $2,500 $2,999 Learn More
Money Market
1.00% $10,000 $14,999 Learn More
Money Market
1.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $10,000 $14,999 Learn More
3 Mo CD
0.40% $100,000 $199,999 Learn More
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
Special: 30 Mo CD
0.85% $2,500 $250,000 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Special: 12 Mo FIRA
0.85% $100 - Learn MoreShow Less
Special: 30 Mo FIRA
0.85% $2,500 $250,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CREDIT UNION OF AMERICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CREDIT UNION OF AMERICA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Credit Union Of America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Credit Union Of America Locations


Financial Details

Credit Union Of America Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of America. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of America U.S. Average
8.18% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Credit Union Of America had $10,421,979 in non-current loans and $700,621 in owned assets. To cover these potential losses it had $127,093,218 in net worth and $8,825,171 in loans loss reserves. That gives it a Texas Ratio of 8.18%.

Net Worth
Credit Union Of America U.S. Average
12.47% 13.61%

Credit Union Of America FCU has a net worth of 12.47% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Credit Union Of America

Branches and Savings

What is Credit Union Of America?

A federal credit union, registered with the NCUA under certificate #60062.
Learn more about credit unions here.

Is Credit Union Of America FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Credit Union Of America?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Union Of America's share account and share certificate rates?

Credit Union Of America's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Union Of America?

Credit Union Of America has total capital of $127.09 million. Full information on Credit Union Of America's financial position is located above.

Who owns Credit Union Of America?

Credit Unions are owned by their members.

Where are Credit Union Of America branches located?

See branch locations nearby.

Are Credit Union Of America ATMs Open 24/7?

Do Credit Union Of America ATMs accept cash deposits?

Can Credit Union Of America customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Union Of America have a mobile app?

Does Credit Union Of America have mobile deposit?

Does Credit Union Of America have quick pay?

How can Credit Union Of America transfer money to other banks or credit unions?

Does Credit Union Of America report to credit bureaus?

Does Credit Union Of America use Chexsystems?

Does Credit Union Of America use Equifax?

What is Credit Union Of America's toll free phone number?

What is Credit Union Of America's ACH Routing Number?

What is Credit Union Of America's SWIFT code?

Where can I find Credit Union Of America's wire transfer form?

What is the Credit Union Of America address for deposits?

What Products Does Credit Union Of America Offer

Does Credit Union Of America offer mortgages?

Compare mortgage rates here.

Does Credit Union Of America offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Union Of America offer auto and RV loans?

Compare auto loan rates here.

Does Credit Union Of America offer student loans or personal loans?

Compare personal loan rates here.

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