Credit Union Of America

Headquarters

Po Box 47528
Wichita, KS 67201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 4.01% →
1-Year CD 0.85% 4.65% →
2-Year CD 0.85% 4.73% →
5-Year CD 1.10% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Credit Union Of America is an NCUA insured institution located in Wichita, KS. It was founded in 1935 and has approximately $1337.86 millions in assets.

Who can join?

Credit Union of America accepts membership applications from individuals who meet one of the following membership criteria:

Employed in the field of education within the state of Kansas

Employed in education related fields in Kansas

Retired from any of the above fields

Family member of any existing CUA member

Work for one of CUA’s Employer Partners

Resident of or employed in or paid from employer within one of the following Kansas counties:

Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford, Sumner

Any non-profit, small business, organization, trust or custodial account whose signatory would otherwise be eligible for membership by above criteria.

NCUA Insured Yes / State-Chartered
Charter Number # # 60062
Date Established 1935
Assets $1,337.86 million
Loans $1,119.78 million
Deposits $1,090.26 million
Capital $173.47 million
 

Field of Membership Restrictions

Membership in Credit Union of America is open to anyone through membership in the American Consumer Council. Membership is also open to the following: (1) those who live or work in Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford or Sumner Counties in Kansas; (2) employees or retirees in the field of education within the state of Education.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
3.00% $2,500 $2,999 Learn More
Money Market
1.00% $10,000 $14,999 Learn More
Money Market
1.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CREDIT UNION OF AMERICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Neighbors Bank
NMLS ID:
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Eligibility.org
NMLS ID: 1907
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Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to CREDIT UNION OF AMERICA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Credit Union Of America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Credit Union Of America Locations



Climate Initiatives

CREDIT UNION OF AMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Credit Union Of America Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of America. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of America U.S. Average
3.16% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Credit Union Of America had $5,308,639 in non-current loans and $356,989 in owned assets. To cover these potential losses it had $173,473,624 in net worth and $5,859,062 in loans loss reserves. That gives it a Texas Ratio of 3.16%.

Net Worth
Credit Union Of America U.S. Average
12.97% 12.40%

Credit Union Of America FCU has a net worth of 12.97% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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