2020 Overview
General Credit Union Information
Credit Union Of New Jersey is an NCUA insured institution located in Ewing, NJ. It was founded in 1943 and has approximately $357.27 millions in assets.
Who can join?
If you work for the State of New Jersey, a state agency, commission or authority or any of the union's 200 groups, you are eligible for membership.
Retirees of these organizations and family members related by blood or marriage (aunts, uncles, grandparents, cousins, in-laws), are also eligible to join.
In addition, if you live, work, attend school or worship in Ewing Township, you can also join Credit union of New Jersey. Also, if you live in parts of Burlington County or Trenton, you are eligible to join.
| NCUA Insured | Yes |
| Charter Number # | # 65597 |
| Date Established | 1943 |
| Assets | $357.27 million |
| Loans | $303.01 million |
| Deposits | $329.93 million |
| Capital | $25.05 million |
Field of Membership Restrictions
Deposit Rates - August 4, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.10% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.15% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.15% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.15% | $10,000 | $14,999 |
Learn More
|
| 3 Mo CD
|
0.25% | $100,000 | $199,999 |
Learn More
|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
0.65% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - August 4, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for CREDIT UNION OF NEW JERSEY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MC-3098 |
2.930% | 2.875% | 0.75 | $1,762 | $1,038 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
Note to CREDIT UNION OF NEW JERSEY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of New Jersey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Credit Union Of New Jersey Locations
Financial Details
Credit Union Of New Jersey Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of New Jersey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of New Jersey | U.S. Average |
|---|---|
| 12.21% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Credit Union Of New Jersey had $2,530,884 in non-current loans and $988,961 in owned assets. To cover these potential losses it had $25,051,127 in net worth and $3,767,364 in loans loss reserves. That gives it a Texas Ratio of 12.21%.
Net Worth
| Credit Union Of New Jersey | U.S. Average |
|---|---|
| 7.19% | 13.61% |
Credit Union Of New Jersey FCU has a net worth of 7.19% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Credit Union Of New Jersey
Branches and Savings
What is Credit Union Of New Jersey?
A federal credit union, registered with the NCUA under certificate #65597.
Learn more about credit unions here.
Is Credit Union Of New Jersey FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Credit Union Of New Jersey?
Please see Field of Membership information above for information on who is eligible to join.
How big is Credit Union Of New Jersey?
Credit Union Of New Jersey has total capital of $25.05 million. Full information on Credit Union Of New Jersey's financial position is located above.
Who owns Credit Union Of New Jersey?
Credit Unions are owned by their members.
Where are Credit Union Of New Jersey branches located?
See branch locations nearby.
There are currently no comments for Credit Union Of New Jersey. Be the first to share your experience. Please provide comments that will help others.
Add Your Review