2024 Overview
General Credit Union Information
Credit Union Of New Jersey is an NCUA insured institution located in Ewing, NJ. It was founded in 1943 and has approximately $420.65 millions in assets.
Who can join?
If you work for the State of New Jersey, a state agency, commission or authority or any of the union's 200 groups, you are eligible for membership.
Retirees of these organizations and family members related by blood or marriage (aunts, uncles, grandparents, cousins, in-laws), are also eligible to join.
In addition, if you live, work, attend school or worship in Ewing Township, you can also join Credit union of New Jersey. Also, if you live in parts of Burlington County or Trenton, you are eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65597 |
| Date Established | 1943 |
| Assets | $420.65 million |
| Loans | $287.65 million |
| Deposits | $391.42 million |
| Capital | $26.92 million |
Field of Membership Restrictions
Membership in Credit Union of New Jersey is open to anyone (regardless of residency or employment status) by joining either the Ewing Public Educational Foundation or Credit Union of New Jersey Foundation. Membership is also open to the folloiwng: (1) employees and retirees (and their families) of the State of New Jersey; (2) employees of a New Jersey state agency, commission, or authority; or any of 200+ SEGs; (3) those who live, work, worship, or attend school in Ewing Township or live in parts of Trenton and Burlington County.
Deposit Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of New Jersey
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.446% | 6.375% | 0.75 | $2,403 | $1,997 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Credit Union Of New Jersey
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of New Jersey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CREDIT UNION OF NEW JERSEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Credit Union Of New Jersey Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of New Jersey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of New Jersey | U.S. Average |
|---|---|
| 6.13% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Credit Union Of New Jersey had $1,448,746 in non-current loans and $440,488 in owned assets. To cover these potential losses it had $26,915,755 in net worth and $3,917,576 in loans loss reserves. That gives it a Texas Ratio of 6.13%.
Net Worth
| Credit Union Of New Jersey | U.S. Average |
|---|---|
| 6.82% | 13.62% |
Credit Union Of New Jersey FCU has a net worth of 6.82% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of New Jersey
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