CREDIT UNION OF NEW JERSEY

1301 PARKWAY AVE
Ewing, NJ 08628

Notable Rates APY Vs.Others
Savings 7.50% 2.30% →
1-Year CD 0.85% 2.25% →
2-Year CD 1.10% 2.50% →
5-Year CD 1.85% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Credit Union Of New Jersey is an NCUA insured institution located in Ewing, NJ. It was founded in 1943 and has approximately $350.19 millions in assets.

Who can join?

If you work for the State of New Jersey, a state agency, commission or authority or any of the union's 200 groups, you are eligible for membership.

Retirees of these organizations and family members related by blood or marriage (aunts, uncles, grandparents, cousins, in-laws), are also eligible to join.

In addition, if you live, work, attend school or worship in Ewing Township, you can also join Credit union of New Jersey. Also, if you live in parts of Burlington County or Trenton, you are eligible to join.

NCUA Insured Yes
Charter Number # # 65597
Date Established 1943
Assets $350.19 million
Loans $286.97 million
Deposits $325.12 million
Capital $23.45 million
 

Field of Membership Restrictions

Membership in Credit Union of New Jersey is open to anyone (regardless of residency or employment status) by joining either the Ewing Public Educational Foundation or Credit Union of New Jersey Foundation. Membership is also open to the folloiwng: (1) employees and retirees (and their families) of the State of New Jersey; (2) employees of a New Jersey state agency, commission, or authority; or any of 200+ SEGs; (3) those who live, work, worship, or attend school in Ewing Township or live in parts of Trenton and Burlington County.

Deposit Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 - Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.85% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.25% $500 $99,999 Learn MoreShow Less
0.35% $500 $99,999 Learn MoreShow Less
0.85% $500 $99,999 Learn MoreShow Less
1.00% $500 $99,999 Learn MoreShow Less
1.10% $500 $99,999 Learn MoreShow Less
1.35% $500 $99,999 Learn MoreShow Less
1.60% $500 $99,999 Learn MoreShow Less
1.85% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $200 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CREDIT UNION OF NEW JERSEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.626% 3.625% 0.00 $42 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to CREDIT UNION OF NEW JERSEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Credit Union Of New Jersey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Credit Union Of New Jersey Locations


Financial Details

Credit Union Of New Jersey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of New Jersey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of New Jersey U.S. Average
10.17% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Credit Union Of New Jersey had $2,220,115 in non-current loans and $711,508 in owned assets. To cover these potential losses it had $23,450,084 in net worth and $5,373,818 in loans loss reserves. That gives it a Texas Ratio of 10.17%.

Net Worth
Credit Union Of New Jersey U.S. Average
6.77% 13.65%

Credit Union Of New Jersey FCU has a net worth of 6.77% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Credit Union Of New Jersey

Branches and Savings

What is Credit Union Of New Jersey?

A federal credit union, registered with the NCUA under certificate #65597.
Learn more about credit unions here.

Is Credit Union Of New Jersey FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Credit Union Of New Jersey?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Union Of New Jersey's share account and share certificate rates?

Credit Union Of New Jersey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Union Of New Jersey?

Credit Union Of New Jersey has total capital of $23.45 million. Full information on Credit Union Of New Jersey's financial position is located above.

Who owns Credit Union Of New Jersey?

Credit Unions are owned by their members.

Where are Credit Union Of New Jersey branches located?

See branch locations nearby.

Are Credit Union Of New Jersey ATMs Open 24/7?

Do Credit Union Of New Jersey ATMs accept cash deposits?

Can Credit Union Of New Jersey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Union Of New Jersey have a mobile app?

Does Credit Union Of New Jersey have mobile deposit?

Does Credit Union Of New Jersey have quick pay?

How can Credit Union Of New Jersey transfer money to other banks or credit unions?

Does Credit Union Of New Jersey report to credit bureaus?

Does Credit Union Of New Jersey use Chexsystems?

Does Credit Union Of New Jersey use Equifax?

What is Credit Union Of New Jersey's toll free phone number?

What is Credit Union Of New Jersey's ACH Routing Number?

What is Credit Union Of New Jersey's SWIFT code?

Where can I find Credit Union Of New Jersey's wire transfer form?

What is the Credit Union Of New Jersey address for deposits?

What Products Does Credit Union Of New Jersey Offer

Does Credit Union Of New Jersey offer mortgages?

Compare mortgage rates here.

Does Credit Union Of New Jersey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Union Of New Jersey offer auto and RV loans?

Compare auto loan rates here.

Does Credit Union Of New Jersey offer student loans or personal loans?

Compare personal loan rates here.

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