PO BOX 4290
Brockton, MA 02303

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.15% 2.25% →
2-Year CD 1.30% 2.50% →
5-Year CD 1.65% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Crescent is an NCUA insured institution located in Brockton, MA. It was founded in 1919 and has approximately $456.91 millions in assets.

Who can join?

If you live or work in Plymouth, Bristol, Norfolk, or Barnstable counties, you can join Crescent Credit Union.

NCUA Insured Yes
Charter Number # # 68048
Date Established 1919
Assets $456.91 million
Loans $381.26 million
Deposits $339.88 million
Capital $66.06 million

Field of Membership Restrictions

Crescent CU of Massachusetts is open to the residents, businesses, people maintaining employment, and registered students in the specific site listed Massachusetts Counties; including the specified cities or towns along with certain locations of Providence County, Rhode Island and the family members of current CU members.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.15% $2,500 $24,999 Learn MoreShow Less
Premium Money Market Account
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.15% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.10% $50,000 $500,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $1,000 - Learn MoreShow Less
6 Mo CD
0.90% $1,000 - Learn MoreShow Less
12 Mo CD
1.15% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.10% $50,000 $500,000 Learn MoreShow Less
18 Mo CD
1.30% $1,000 - Learn MoreShow Less
24 Mo CD
1.30% $1,000 - Learn MoreShow Less
30 Mo CD
1.30% $1,000 - Learn MoreShow Less
36 Mo CD
1.30% $1,000 - Learn MoreShow Less
48 Mo CD
1.40% $1,000 - Learn MoreShow Less
60 Mo CD
1.65% $1,000 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CRESCENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Crescent branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Crescent Locations

Financial Details

Crescent Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crescent. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crescent U.S. Average
2.68% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Crescent had $1,819,267 in non-current loans and $3,525 in owned assets. To cover these potential losses it had $66,059,329 in net worth and $1,980,658 in loans loss reserves. That gives it a Texas Ratio of 2.68%.

Net Worth
Crescent U.S. Average
14.45% 13.65%

Crescent FCU has a net worth of 14.45% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Crescent

Branches and Savings

What is Crescent?

A federal credit union, registered with the NCUA under certificate #68048.
Learn more about credit unions here.

Is Crescent FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Crescent?

Please see Field of Membership information above for information on who is eligible to join.

What are Crescent's share account and share certificate rates?

Crescent's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Crescent?

Crescent has total capital of $66.06 million. Full information on Crescent's financial position is located above.

Who owns Crescent?

Credit Unions are owned by their members.

Where are Crescent branches located?

See branch locations nearby.

Are Crescent ATMs Open 24/7?

Do Crescent ATMs accept cash deposits?

Can Crescent customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Crescent have a mobile app?

Does Crescent have mobile deposit?

Does Crescent have quick pay?

How can Crescent transfer money to other banks or credit unions?

Does Crescent report to credit bureaus?

Does Crescent use Chexsystems?

Does Crescent use Equifax?

What is Crescent's toll free phone number?

What is Crescent's ACH Routing Number?

What is Crescent's SWIFT code?

Where can I find Crescent's wire transfer form?

What is the Crescent address for deposits?

What Products Does Crescent Offer

Does Crescent offer mortgages?

Compare mortgage rates here.

Does Crescent offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crescent offer auto and RV loans?

Compare auto loan rates here.

Does Crescent offer student loans or personal loans?

Compare personal loan rates here.

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