105 Sanford St
Hamden, CT 06514
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Crosspoint is an NCUA insured institution located in Hamden, CT. It was founded in 1936 and has approximately $150.53 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1309
Date Established 1936
Assets $150.53 million
Loans $61.40 million
Deposits $135.86 million
Capital $13.37 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Hamden, and North Haven. Membership is also open to immediate family of current members.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Crosspoint

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Advertiser Disclosure

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CROSSPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.763% 2.690% 1.00 $2,368 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Crosspoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Crosspoint Locations

Climate Initiatives

CROSSPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Crosspoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crosspoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crosspoint U.S. Average
8.23% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Crosspoint had $1,002,060 in non-current loans and $219,670 in owned assets. To cover these potential losses it had $13,369,207 in net worth and $1,471,355 in loans loss reserves. That gives it a Texas Ratio of 8.23%.

Net Worth
Crosspoint U.S. Average
8.88% 12.22%

Crosspoint FCU has a net worth of 8.88% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Crosspoint

Branches and Savings

What is Crosspoint?

A federal credit union, registered with the NCUA under certificate #1309.
Learn more about credit unions here.

Is Crosspoint FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Crosspoint is insured by the NCUA.

Who can join Crosspoint?

Please see Field of Membership information above for information on who is eligible to join.

What are Crosspoint's share account and share certificate rates?

Crosspoint's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Crosspoint?

Crosspoint has total capital of $13.37 million. Full information on Crosspoint's financial position is located above.

Who owns Crosspoint?

Credit Unions are owned by their members.

Where are Crosspoint branches located?

See branch locations nearby.

Are Crosspoint ATMs Open 24/7?

Do Crosspoint ATMs accept cash deposits?

Can Crosspoint customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Crosspoint have a mobile app?

Does Crosspoint have mobile deposit?

Does Crosspoint have quick pay?

How can Crosspoint transfer money to other banks or credit unions?

Does Crosspoint report to credit bureaus?

Does Crosspoint use Chexsystems?

Does Crosspoint use Equifax?

What is Crosspoint's toll free phone number?

What is Crosspoint's ACH Routing Number?

What is Crosspoint's SWIFT code?

Where can I find Crosspoint's wire transfer form?

What is the Crosspoint address for deposits?

What Products Does Crosspoint Offer

Does Crosspoint offer mortgages?

Compare mortgage rates here.

Does Crosspoint offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crosspoint offer auto and RV loans?

Compare auto loan rates here.

Does Crosspoint offer student loans or personal loans?

Compare personal loan rates here.

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