Crosspoint Federal Credit Union

Headquarters

105 Sanford St
Hamden, CT 06514
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Crosspoint is an NCUA insured institution located in Hamden, CT. It was founded in 1936 and has approximately $154.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1309
Date Established 1936
Assets $154.87 million
Loans $60.88 million
Deposits $140.02 million
Capital $13.60 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Hamden, and North Haven. Membership is also open to immediate family of current members.

Deposit Rates - June 28, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Crosspoint

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Loan Rates - June 28, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for CROSSPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.266% 6.125% 1.00 $3,750 $1,520 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Crosspoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Crosspoint Locations



Climate Initiatives

CROSSPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Crosspoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crosspoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crosspoint U.S. Average
6.60% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Crosspoint had $740,212 in non-current loans and $219,670 in owned assets. To cover these potential losses it had $13,598,238 in net worth and $950,920 in loans loss reserves. That gives it a Texas Ratio of 6.60%.

Net Worth
Crosspoint U.S. Average
8.78% 12.36%

Crosspoint FCU has a net worth of 8.78% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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