Crosspoint Federal Credit Union

Headquarters

105 Sanford St
Hamden, CT 06514
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 5.55% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.61% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Crosspoint is an NCUA insured institution located in Hamden, CT. It was founded in 1936 and has approximately $154.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1309
Date Established 1936
Assets $154.20 million
Loans $68.56 million
Deposits $136.93 million
Capital $15.86 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Hamden, and North Haven. Membership is also open to immediate family of current members.

Deposit Rates - February 21, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Crosspoint

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Crosspoint

Note to Crosspoint
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Advertiser Disclosure

Loan Rates - February 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Crosspoint

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
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Neighbors Bank
NMLS ID: 491986
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MortgageResearch.com
NMLS ID: Not a Lender
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FHAloans.com
NMLS ID: Not a Lender
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Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Crosspoint
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Crosspoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Crosspoint Locations



Climate Initiatives

CROSSPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Crosspoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crosspoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crosspoint U.S. Average
2.58% 5.37

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2023, Crosspoint had $215,651 in non-current loans and $219,670 in owned assets. To cover these potential losses it had $15,857,544 in net worth and $993,146 in loans loss reserves. That gives it a Texas Ratio of 2.58%.

Net Worth
Crosspoint U.S. Average
10.28% 13.46%

Crosspoint FCU has a net worth of 10.28% versus the BestCashCow average of 13.46. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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