Cse Federal Credit Union

Headquarters

4321 Nelson Rd
Lake Charles, LA 70605
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 1.11% 0.67% →
2-Year CD 1.11% 0.80% →
5-Year CD 1.36% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cse is an NCUA insured institution located in Lake Charles, LA. It was founded in 1943 and has approximately $491.3 millions in assets.

Who can join?

An individual is eligible to join CSE FCU if they are a current or retired employee of a Member company or a "Member of the Immediate Family" of a Primary Member. Primary Member is an existing member of CSE FCU. Must be the First Name listed on an account OR an individual employed by a member company, but not yet a member.
Any relation listed may join through the Primary Member: spouse, mother, grandmother, stepmother, child, father, grandfather, stepfather, brother, grandchild, stepchild, sister, stepsister, half-brother, half-sister, stepbrother
Member of Household (Persons living in the same residence maintaining a single economic unit. ex: Legal custody of a minor child.
The spouse of a deceased member may join if spouse died while in the field of membership.
If Primary Member dies, joint owner will be allowed to open an account and remain a member.
If a husband and wife have joint account and they divorce, CSE FCU will allow a new account to be opened to transfer funds or to refinance an existing loan.
Minor Accounts may be opened by the parent or by a "Primary Member" of CSE FCU who has an account for a minor who is eligible for membership, or by the minor if he/she is at least Thirteen (13) years of age and is eligible to join CSE FCU.
Member MUST BE AT LEAST 13 YEARS OLD to open checking account or to be added as joint owner on a checking account.
Business Owners, CSE FCU will allow Business Owner(s) that is in the field of membership and a member, can open a Business account without being a SEG. Business must be a SEG in order for the employees of the Business to be eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5086
Date Established 1943
Assets $491.30 million
Loans $269.91 million
Deposits $439.89 million
Capital $46.08 million
 

Field of Membership Restrictions

Membership in CSE Federal Credit Union is open to employees of Carboline Company, ESE International, and over 200 area Select Employer Groups.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
Money Market
0.30% $2,500 $9,999 Learn More
Money Market
0.35% $10,000 $24,999 Learn More
Money Market
0.40% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn More
12 Mo CD
1.11% $1,000 - Learn More
18 Mo CD
1.26% $1,000 - Learn More
24 Mo CD
1.11% $1,000 - Learn More
36 Mo CD
1.21% $1,000 - Learn More
60 Mo CD
1.36% $1,000 - Learn More

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CSE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeLend Mortgage
NMLS ID: 138075
License#: MC-5650
2.752% 2.625% 0.75 $4,175 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to CSE
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Branches

Below are Cse branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

CSE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cse Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cse. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cse U.S. Average
4.34% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Cse had $1,891,119 in non-current loans and $158,610 in owned assets. To cover these potential losses it had $46,079,005 in net worth and $1,183,329 in loans loss reserves. That gives it a Texas Ratio of 4.34%.

Net Worth
Cse U.S. Average
9.37% 12.22%

Cse FCU has a net worth of 9.37% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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