2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5086
Date Established 1943
Assets $329.29 million
Loans $254.99 million
Deposits $280.77 million
Capital $43.02 million

Cse is an NCUA insured institution located in Lake Charles, LA. It was founded in 1943 and has approximately $329.29 millions in assets.

Who can join?

An individual is eligible to join CSE FCU if they are a current or retired employee of a Member company or a "Member of the Immediate Family" of a Primary Member. Primary Member is an existing member of CSE FCU. Must be the First Name listed on an account OR an individual employed by a member company, but not yet a member.
Any relation listed may join through the Primary Member: spouse, mother, grandmother, stepmother, child, father, grandfather, stepfather, brother, grandchild, stepchild, sister, stepsister, half-brother, half-sister, stepbrother
Member of Household (Persons living in the same residence maintaining a single economic unit. ex: Legal custody of a minor child.
The spouse of a deceased member may join if spouse died while in the field of membership.
If Primary Member dies, joint owner will be allowed to open an account and remain a member.
If a husband and wife have joint account and they divorce, CSE FCU will allow a new account to be opened to transfer funds or to refinance an existing loan.
Minor Accounts may be opened by the parent or by a "Primary Member" of CSE FCU who has an account for a minor who is eligible for membership, or by the minor if he/she is at least Thirteen (13) years of age and is eligible to join CSE FCU.
Member MUST BE AT LEAST 13 YEARS OLD to open checking account or to be added as joint owner on a checking account.
Business Owners, CSE FCU will allow Business Owner(s) that is in the field of membership and a member, can open a Business account without being a SEG. Business must be a SEG in order for the employees of the Business to be eligible for membership.

Field of Membership Restrictions

Membership in CSE Federal Credit Union is open to employees of Carboline Company, ESE International, and over 200 area Select Employer Groups.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.07% $250 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.51% $1,000 - Learn MoreShow Less
12 Mo CD
2.02% $1,000 - Learn MoreShow Less
18 Mo CD
2.22% $1,000 - Learn MoreShow Less
24 Mo CD
2.53% $1,000 - Learn MoreShow Less
36 Mo CD
2.94% $1,000 - Learn MoreShow Less
60 Mo CD
3.35% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $25 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CSE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.419% 3.375% 0.13 $1,397 $1,106 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CSE
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Branches

Below are Cse branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cse Locations


Financial Details

Cse Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cse. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cse U.S. Average
17.10% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cse had $7,478,653 in non-current loans and $46,842 in owned assets. To cover these potential losses it had $43,023,340 in net worth and $990,923 in loans loss reserves. That gives it a Texas Ratio of 17.10%.

Net Worth
Cse U.S. Average
13.06% 13.47%

Cse FCU has a net worth of 13.06% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cse

Branches and Savings

What is Cse?

A federal credit union, registered with the NCUA under certificate #5086.
Learn more about credit unions here.

Is Cse FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cse?

Please see Field of Membership information above for information on who is eligible to join.

What are Cse's share account and share certificate rates?

Cse's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cse?

Cse has total capital of $43.02 million. Full information on Cse's financial position is located above.

Who owns Cse?

Credit Unions are owned by their members.

Where are Cse branches located?

See branch locations nearby.

Are Cse ATMs Open 24/7?

Do Cse ATMs accept cash deposits?

Can Cse customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cse have a mobile app?

Does Cse have mobile deposit?

Does Cse have quick pay?

How can Cse transfer money to other banks or credit unions?

Does Cse report to credit bureaus?

Does Cse use Chexsystems?

Does Cse use Equifax?

What is Cse's toll free phone number?

What is Cse's ACH Routing Number?

What is Cse's SWIFT code?

Where can I find Cse's wire transfer form?

What is the Cse address for deposits?

What Products Does Cse Offer

Does Cse offer mortgages?

Compare mortgage rates here.

Does Cse offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cse offer auto and RV loans?

Compare auto loan rates here.

Does Cse offer student loans or personal loans?

Compare personal loan rates here.

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