Chicago, IL 60643


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2498
Date Established 1939
Assets $9.08 million
Loans $2.93 million
Deposits $7.12 million
Capital $1.94 million

Cta-74th Street Depot is an NCUA insured institution located in Chicago, IL. It was founded in 1939 and has approximately $9.08 millions in assets.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Learn more about these great rates:

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CTA-74TH STREET DEPOT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Cta-74th Street Depot branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Cta-74th Street Depot Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cta-74th Street Depot. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cta-74th Street Depot U.S. Average
3.92% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cta-74th Street Depot had $80,282 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,941,862 in net worth and $107,779 in loans loss reserves. That gives it a Texas Ratio of 3.92%.

Net Worth
Cta-74th Street Depot U.S. Average
21.38% 13.47%

Cta-74th Street Depot FCU has a net worth of 21.38% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cta-74th Street Depot

Branches and Savings

What is Cta-74th Street Depot?

A federal credit union, registered with the NCUA under certificate #2498.
Learn more about credit unions here.

Is Cta-74th Street Depot FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cta-74th Street Depot?

Please see Field of Membership information above for information on who is eligible to join.

What are Cta-74th Street Depot's share account and share certificate rates?

Cta-74th Street Depot's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cta-74th Street Depot?

Cta-74th Street Depot has total capital of $1.94 million. Full information on Cta-74th Street Depot's financial position is located above.

Who owns Cta-74th Street Depot?

Credit Unions are owned by their members.

Where are Cta-74th Street Depot branches located?

See branch locations nearby.

Are Cta-74th Street Depot ATMs Open 24/7?

Do Cta-74th Street Depot ATMs accept cash deposits?

Can Cta-74th Street Depot customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cta-74th Street Depot have a mobile app?

Does Cta-74th Street Depot have mobile deposit?

Does Cta-74th Street Depot have quick pay?

How can Cta-74th Street Depot transfer money to other banks or credit unions?

Does Cta-74th Street Depot report to credit bureaus?

Does Cta-74th Street Depot use Chexsystems?

Does Cta-74th Street Depot use Equifax?

What is Cta-74th Street Depot's toll free phone number?

What is Cta-74th Street Depot's ACH Routing Number?

What is Cta-74th Street Depot's SWIFT code?

Where can I find Cta-74th Street Depot's wire transfer form?

What is the Cta-74th Street Depot address for deposits?

What Products Does Cta-74th Street Depot Offer

Does Cta-74th Street Depot offer mortgages?

Compare mortgage rates here.

Does Cta-74th Street Depot offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cta-74th Street Depot offer auto and RV loans?

Compare auto loan rates here.

Does Cta-74th Street Depot offer student loans or personal loans?

Compare personal loan rates here.

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