Cta-74th Street Depot Federal Credit Union

Headquarters

10057 S Western Ave
Chicago, IL 60643
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.38% 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Cta-74th Street Depot is an NCUA insured institution located in Chicago, IL. It was founded in 1939 and has approximately $9.45 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2498
Date Established 1939
Assets $9.45 million
Loans $3.13 million
Deposits $8.02 million
Capital $1.40 million
 

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.38% $2,500 $4,999 Learn More

Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for CTA-74TH STREET DEPOT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.013% 5.875% 1.00 $3,750 $1,479 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to CTA-74TH STREET DEPOT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cta-74th Street Depot branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Cta-74th Street Depot Locations



Climate Initiatives

CTA-74TH STREET DEPOT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cta-74th Street Depot Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cta-74th Street Depot. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cta-74th Street Depot U.S. Average
3.08% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Cta-74th Street Depot had $45,163 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,403,430 in net worth and $64,099 in loans loss reserves. That gives it a Texas Ratio of 3.08%.

Net Worth
Cta-74th Street Depot U.S. Average
14.85% 12.36%

Cta-74th Street Depot FCU has a net worth of 14.85% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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