Cta-74th Street Depot


10057 S Western Ave
Chicago, IL 60643
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.38% 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cta-74th Street Depot is an NCUA insured institution located in Chicago, IL. It was founded in 1939 and has approximately $9.45 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2498
Date Established 1939
Assets $9.45 million
Loans $2.61 million
Deposits $8.02 million
Capital $1.41 million

Deposit Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.38% $2,500 $4,999 Learn More

Loan Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CTA-74TH STREET DEPOT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.789% 2.750% 0.50 $1,262 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Climate Initiatives

CTA-74TH STREET DEPOT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cta-74th Street Depot Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cta-74th Street Depot. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cta-74th Street Depot U.S. Average
3.62% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Cta-74th Street Depot had $53,281 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,409,152 in net worth and $64,099 in loans loss reserves. That gives it a Texas Ratio of 3.62%.

Net Worth
Cta-74th Street Depot U.S. Average
14.9% 12.22%

Cta-74th Street Depot FCU has a net worth of 14.9% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cta-74th Street Depot

Branches and Savings

What is Cta-74th Street Depot?

A federal credit union, registered with the NCUA under certificate #2498.
Learn more about credit unions here.

Is Cta-74th Street Depot FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cta-74th Street Depot is insured by the NCUA.

Who can join Cta-74th Street Depot?

Please see Field of Membership information above for information on who is eligible to join.

What are Cta-74th Street Depot's share account and share certificate rates?

Cta-74th Street Depot's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cta-74th Street Depot?

Cta-74th Street Depot has total capital of $1.41 million. Full information on Cta-74th Street Depot's financial position is located above.

Who owns Cta-74th Street Depot?

Credit Unions are owned by their members.

Where are Cta-74th Street Depot branches located?

See branch locations nearby.

Are Cta-74th Street Depot ATMs Open 24/7?

Do Cta-74th Street Depot ATMs accept cash deposits?

Can Cta-74th Street Depot customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cta-74th Street Depot have a mobile app?

Does Cta-74th Street Depot have mobile deposit?

Does Cta-74th Street Depot have quick pay?

How can Cta-74th Street Depot transfer money to other banks or credit unions?

Does Cta-74th Street Depot report to credit bureaus?

Does Cta-74th Street Depot use Chexsystems?

Does Cta-74th Street Depot use Equifax?

What is Cta-74th Street Depot's toll free phone number?

What is Cta-74th Street Depot's ACH Routing Number?

What is Cta-74th Street Depot's SWIFT code?

Where can I find Cta-74th Street Depot's wire transfer form?

What is the Cta-74th Street Depot address for deposits?

What Products Does Cta-74th Street Depot Offer

Does Cta-74th Street Depot offer mortgages?

Compare mortgage rates here.

Does Cta-74th Street Depot offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cta-74th Street Depot offer auto and RV loans?

Compare auto loan rates here.

Does Cta-74th Street Depot offer student loans or personal loans?

Compare personal loan rates here.

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